Learn about managing retirement assets, reviewing investment costs, and evaluating options that may help simplify your financial life.
We can help you make the most of retirement
Key retirement income decisions may include how to invest retirement assets, manage withdrawals, and evaluate investment costs over time.
An appropriate asset mix in retirement may balance the need for growth with a preference for more stability as withdrawals begin.
Consolidating retirement assets may make it easier to monitor investments, manage account information, and coordinate withdrawals from a single place.
Investment expenses can reduce the amount available for future spending, so cost management remains important in retirement.
Why choose Vanguard?
A company you can count on
Vanguard’s been meeting investors’ needs since 1975. The company you trust with your money today will be the same company serving you tomorrow.
Personal, professional advice that can save you time and worry
We know how hard you’ve worked for your savings, and we want you to make the most of them. A personal advisor from Vanguard can guide you on everything from your investments to taxes to Social Security.
High-quality funds
77% of Vanguard mutual funds and ETFs (exchange-traded funds) performed better than their peer-group averages over the past 10 years.1 Our competitive performance is one reason our funds so often appear on "best of" lists.
Low costs
Our expenses and fees are among the lowest in the industry—in fact, they’re 82% less than the industry’s average.2 And the less money taken out of your earnings, the more stays in your account, helping you live the retirement you want.
Top fund managers
Our in-house management teams have the experience and expertise you’d expect from the company that launched the first index fund for everyday investors. And we complement them with portfolio managers from around the world, chosen for their skills in specific areas of the market.
How you benefit from moving your money to one place
A clearer investment strategy
Combining your savings at one financial provider is a good opportunity to make sure you have an appropriate asset mix—one that will balance your need for stability with continued account growth that will carry you through retirement.
A simpler way to manage your money
Keeping track of multiple statements, websites, and phone numbers is always a little time-consuming. Now that you’re retired, ensuring that you’re withdrawing money from multiple accounts in the most tax-efficient way will be even trickier if you can’t see a full picture of your assets.
Lower expenses
Moving your money to one account could give you a chance to lower your investment costs.
The larger your nest egg, the more costs eat away at your savings. If you’ve saved $500,000 at the time you retire, cutting your investment expenses by just half a percentage point could mean an extra $1,500 to spend every year in retirement.3
