Retirement

Social Security will be an important part of your retirement plan. Our new features explain everything you need to know, including how to maximize your Social Security benefits.

Ages 20–49: Saving

Commit to the future you deserve.

Ages 50–64: Getting ready

Prepare for the adventure of a lifetime.

Ages 65+: Living it

Make your hard-earned savings last.

Maximizing your Social Security benefits

We can help you get the most from Social Security. After all, you've earned it.

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We offer expert help at the low cost you'd expect from Vanguard.

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Planning for retirement

There are a couple ways to enjoy an early retirement—as long as you’re confident your financial situation allows for it! Take a look at some different ways to access your retirement money early.
Planning for retirement
2 ways to use retirement money early
There are a couple ways to enjoy an early retirement—as long as you’re confident your financial situation allows for it! Take a look at some different ways to access your retirement money early.
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Early withdrawals
7 important milestones to focus on as you approach retirement—don't miss any!
Planning for retirement
Retiring? Plan for these 7 birthdays
7 important milestones to focus on as you approach retirement—don't miss any!
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Save for retirement
Our road map to financial security can help give you reassurance that you’re on track to a successful retirement.
Planning for retirement
4 common retirement goals
Our road map to financial security can help give you reassurance that you’re on track to a successful retirement.
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Save for retirement
A woman in a pool rests in between swimming laps.
Planning for retirement
5 risks you face in retirement
Before you dive into retirement, consider what risks you might face and how you can prepare.
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Save for retirement
With updates based on Vanguard’s principles of investing success, the 4% rule can help FIRE investors achieve success in retirement.
Planning for retirement
Fueling the FIRE movement: Updating the 4% rule for early retirees
With updates based on Vanguard’s principles of investing success, the 4% rule can help FIRE investors achieve success in retirement.
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Early retirement

All investing is subject to risk, including the possible loss of the money you invest. Diversification does not ensure a profit or protect against a loss.

Investments in bond funds are subject to interest rate, credit, and inflation risk.

Vanguard's advice services are provided by Vanguard Advisers, Inc. ("VAI"), a registered investment advisor, or by Vanguard National Trust Company ("VNTC"), a federally chartered, limited-purpose trust company.

The services provided to clients will vary based upon the service selected, including management, fees, eligibility, and access to an advisor. Find VAI's Form CRS and each program's advisory brochure here for an overview.

VAI and VNTC are subsidiaries of The Vanguard Group, Inc., and affiliates of Vanguard Marketing Corporation. Neither VAI, VNTC, nor its affiliates guarantee profits or protection from losses.