Retirement

Social Security will be an important part of your retirement plan. Our new features explain everything you need to know, including how to maximize your Social Security benefits.

Ages 20–49: Saving

Commit to the future you deserve.

Learn the basics of saving for retirement

Prioritize your savings goals

Learn about IRAs

Get help saving

Explore our robo-advisor

Ages 50–64: Getting ready

Prepare for the adventure of a lifetime.

Learn the basics of planning for retirement

Tool: Will I have enough to retire?

Get help planning

Ages 65+: Living it

Make your hard-earned savings last.

Learn the basics of managing your money in retirement

Tool: How long will my savings last?

Get help managing money in retirement

Taking your required minimum distribution (RMD)

Maximizing your Social Security benefits

We can help you get the most from Social Security. After all, you've earned it.

Read more

You want to feel confident you're making smart choices. Could you use a hand?

Advice crafted just for you.

You want to make the best decisions when it comes to retirement. On the other hand, you don't want to waste hard-earned money padding someone else's pocket.

Our advice service brings you both powerful technology and human interaction whenever you need it. At costs among the lowest in the industry. Win-win.

Get a customized retirement plan or call 800-523-9447 to speak with an investment professional.

Planning for retirement

There are a couple ways to enjoy an early retirement—as long as you’re confident your financial situation allows for it! Take a look at some different ways to access your retirement money early.
Planning for retirement
2 ways to use retirement money early
There are a couple ways to enjoy an early retirement—as long as you’re confident your financial situation allows for it! Take a look at some different ways to access your retirement money early.
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Our road map to financial security can help give you reassurance that you’re on track to a successful retirement.
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Our road map to financial security can help give you reassurance that you’re on track to a successful retirement.
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Before you dive into retirement, consider what risks you might face and how you can prepare.
Planning for retirement
5 risks you face in retirement
Before you dive into retirement, consider what risks you might face and how you can prepare.
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With updates based on Vanguard’s principles of investing success, the 4% rule can help FIRE investors achieve success in retirement.
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Fueling the FIRE movement: Updating the 4% rule for early retirees
With updates based on Vanguard’s principles of investing success, the 4% rule can help FIRE investors achieve success in retirement.
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Early retirement

Still need help? Consider our advisor services

Vanguard Personal Advisor Services®

Get personalized support as you strive toward your goals, no matter where you stand on your financial journey.

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Vanguard Digital Advisor®

Let our new online financial planner match an investment strategy to your retirement goals.

Give Digital Advisor a try

All investing is subject to risk, including the possible loss of the money you invest. Diversification does not ensure a profit or protect against a loss.

Investments in bond funds are subject to interest rate, credit, and inflation risk.

Advice services are provided by Vanguard Advisers, Inc., a registered investment advisor, or by Vanguard National Trust Company, a federally chartered, limited-purpose trust company.