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Planning for retirement

Retirement savings made easy

Saving for retirement might be the most important thing you ever do with your money. And the earlier you begin, the less money it will take!
4 minute read

Don't know where to start? You've come to the right place

You probably have a lot of questions about saving for retirement. How much will I need? What year will I retire? What are the best ways to save for retirement?

The good news is that you don't need to figure everything out right now. The most important thing to do is to get started. Here are 3 simple steps you should take today:

  1. Find the right kind of account for your savings.
  2. Choose the investments for your account.
  3. Open your account online.

Find the right retirement account for you

Got questions?

We've got answers! Here are some of the most common things people ask us about retirement savings.

When it comes to preparing for retirement, there are a lot of things you can't control—the future of Social Security, tax rates, and inflation, for example. But one big thing that you can control is the amount you save.

Find out why saving for retirement is so critical

The earlier you start saving for retirement, the less you'll need to put away each year. That's why the best time is now.

See when you should start saving for retirement

Saving for retirement should have first priority among your financial goals. Find out the order in which you should approach other goals.

Learn how saving for retirement should fit into your other priorities

That depends on many things, including your lifestyle, your retirement age, and your other sources of retirement income. But for most people, it will probably be a pretty big number—and that's why starting early is so important.

Find out how much you should be saving for retirement

Many people have access to workplace plans (401(k)s, for example) as well as IRAs and general savings accounts. We can help you figure out how to use these accounts to get the most benefit.

Find out which accounts you should use to save for retirement

It's good to have some basic investing knowledge. And we can teach you the few important things you need to understand. They're not hard to learn, and they'll help you save for any goal.

Learn how to save for retirement

Learn more about retirement accounts at Vanguard

We offer several types of accounts you can use to save for retirement. Figure out which one is right for you.

Find the right retirement account for you

LET VANGUARD DIGITAL ADVISOR® BE YOUR GUIDE

Vanguard's robo-advisor makes staying on track to your retirement goal simple—through automated, personalized investing.

See how Digital Advisor can work for you


We're here to help

Talk with one of our investment specialists

Monday through Friday
8 a.m. to 8 p.m., Eastern time



We're here to help

Talk with one of our investment specialists

Monday through Friday
8 a.m. to 8 p.m., Eastern time


Want some help? We're standing by to answer your questions and help you make a plan to save for retirement.

Just give us a call at 800-523-9447

Want some help? We're standing by to answer your questions and help you make a plan to save for retirement.

Just give us a call at 800-523-9447

All investing is subject to risk, including the possible loss of the money you invest.

Vanguard Digital Advisor® services are provided by Vanguard Advisers, Inc. ("VAI"), a federally registered investment advisor. VAI is a subsidiary of VGI and an affiliate of Vanguard Marketing Corporation ("VMC"). Neither VGI, VAI, nor its affiliates guarantee profits or protection from losses.