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Retirement

Retirement savings made easy

Saving for retirement might be the most important thing you ever do with your money. And the earlier you begin, the less money it will take!
4 minute read

Don't know where to start? You've come to the right place

You probably have a lot of questions about saving for retirement. How much will I need? What year will I retire? What are the best ways to save for retirement?

The good news is that you don't need to figure everything out right now. The most important thing to do is to get started. Here are 3 simple steps you should take today:

  1. Find the right kind of account for your savings.
  2. Choose the investments for your account.
  3. Open your account online.

Find the right retirement account for you

Got questions?

We've got answers! Here are some of the most common things people ask us about retirement savings.

When it comes to preparing for retirement, there are a lot of things you can't control—the future of Social Security, tax rates, and inflation, for example. But one big thing that you can control is the amount you save.

Find out why saving for retirement is so critical

The earlier you start saving for retirement, the less you'll need to put away each year. That's why the best time is now.

Saving for retirement should have first priority among your financial goals. Find out the order in which you should approach other goals.

Learn how saving for retirement should fit into your other priorities

That depends on many things, including your lifestyle, your retirement age, and your other sources of retirement income. But for most people, it will probably be a pretty big number—and that's why starting early is so important.

Find out how much you should be saving for retirement

Many people have access to workplace plans (401(k)s, for example) as well as IRAs and general savings accounts. We can help you figure out how to use these accounts to get the most benefit.

Find out which accounts you should use to save for retirement

It's good to have some basic investing knowledge. And we can teach you the few important things you need to understand. They're not hard to learn, and they'll help you save for any goal.

Learn how to save for retirement

Learn more about retirement accounts at Vanguard

We offer several types of accounts you can use to save for retirement. Figure out which one is right for you.

Find the right retirement account for you

LET VANGUARD DIGITAL ADVISOR® BE YOUR GUIDE

Vanguard's robo-advisor makes staying on track to your retirement goal simple—through automated, personalized investing.

See how Digital Advisor can work for you

Where does retirement fit into your priorities?

See how to juggle multiple financial goals

Explore professional advice

We offer expert help at the low cost you'd expect from Vanguard.

Compare advice options


We're here to help

Talk with one of our investment specialists

Call 1-855-850-6972

Monday through Friday
8 a.m. to 8 p.m., Eastern time

Ready to start?

Open a retirement account


We're here to help

Talk with one of our investment specialists

Call 1-800-231-2364

Monday through Friday
8 a.m. to 8 p.m., Eastern time

Ready to start?

Open a retirement account

Use our handy tools

You're putting money away for your future, but how do you know if it will be enough?

See if you'll have enough to retire

Roll over your retirement money

Did you leave retirement savings behind at an old job? Get more flexibility and easier money management.

See if a 401(k) rollover is right for you

Open a Vanguard IRA®

Find out how an IRA can help you start saving—and get tax benefits—today!

Learn more about IRAs

Want some help? We're standing by to answer your questions and help you make a plan to save for retirement.

Just give us a call at 855-850-6972

All investing is subject to risk, including the possible loss of the money you invest.

Vanguard's advice services are provided by Vanguard Advisers, Inc. ("VAI"), a registered investment advisor, or by Vanguard National Trust Company ("VNTC"), a federally chartered, limited-purpose trust company.

The services provided to clients will vary based upon the service selected, including management, fees, eligibility, and access to an advisor. Find VAI's Form CRS and each program's advisory brochure here for an overview.

VAI and VNTC are subsidiaries of The Vanguard Group, Inc., and affiliates of Vanguard Marketing Corporation. Neither VAI, VNTC, nor its affiliates guarantee profits or protection from losses.