Move money

Transfer your account

Do you have accounts across multiple financial institutions? You can treat yourself to the benefits of consolidation by transferring your assets to one location.

What is a transfer?

Transfer an IRA

You can continue to have your retirement assets grow in a tax-advantaged account. Move your traditional, SEP-, inherited, or Roth IRA from another company to Vanguard.

Transfer a nonretirement account

You can explore the wide variety of mutual funds and ETFs (exchange-traded funds) we offer. Move your taxable investing account, such as a general investing account or a trust account, to Vanguard.

Transfer a custodial account (UGMA/UTMA)

You can choose from a variety of funds when you move your custodial UGMA/UTMA account to Vanguard.

Not sure how to transfer your assets?

Most account transfers are convenient to do online. Follow the 3 easy steps in our guide to learn more about account transfers and get started.

Why choose Vanguard?

View your assets under one login

Make it easier to keep your portfolio balanced and diversified when you consolidate with one company that offers a broad range of investment choices.

Know that we put you first

We’re unique. Our 50 million investors own the funds that own our company, so your goals are our goals.*

Easily share with loved ones

Keep your family more informed and protect your heirs from a financial scavenger hunt.

Save on taxes and fees

Vanguard doesn’t charge fees for you to transfer to us. We also transfer in kind, which means the transfer won't be a taxable event since you aren’t buying or selling any investments.

Ready to get started?

New to Vanguard and looking to consolidate your savings?

Already a Vanguard client? Log in and start your transfer.

Ready to get started?

New to Vanguard or looking to consolidate your savings?

Already a Vanguard client? Log in and start your transfer.

Frequently asked questions

At Vanguard, settlement fund refers to the sweep program option used to pay for and receive proceeds from trades. VBS' sweep program automatically transfers (“sweeps”) any uninvested funds, such as new deposits or the proceeds from securities transactions, into a money market fund or bank product sweep option. Funds are swept out to pay for transactions.

If you hold your own security certificates, you can register them in Street name with Vanguard by endorsing the certificates.

How to endorse your stock and bond certificates

Be sure to write your Vanguard Brokerage Account number on the front of the certificates in the upper-right corner.

Send your endorsed certificates by registered or certified mail to:

Vanguard Brokerage Services
5951 Luckett Court, Suite A1
El Paso, TX 79932-1882

If we receive security certificates (from you or a third party) that haven't been endorsed, you can register them in street name by completing an Irrevocable Stock or Bond Power Form for each security issuer. You can also call us at 833-469-1966 to request this form.

Important: If the registration on your security certificates doesn't match the registration on your brokerage account, you'll need to provide additional documentation. Certificates that require corporate action processing should be directed to the company's Transfer Agent prior to transfer to Vanguard. If you need assistance or have questions, please contact Vanguard.

A Medallion signature guarantee is a type of legally binding endorsement that ensures that your signature is genuine, and that the financial company issuing the guarantee accepts liability for any forgery.

You may need a Medallion signature guarantee when:

  • You're transferring or selling securities.
  • You're transferring a joint account to an individual account.
  • Your name on your Vanguard Brokerage Account isn't identical to the name that's registered with the company currently holding your accounts.

A signature guarantee can usually be obtained free of charge from an officer of a bank, a trust company, or a member firm of the U.S. stock exchange.

Note: A notary public can't provide a Medallion signature guarantee.

Explore professional advice

We offer expert help at the low cost you'd expect from Vanguard.

All investing is subject to risk, including the possible loss of the money you invest. Diversification does not ensure a profit or protect against a loss.

*Vanguard is investor-owned, meaning the fund shareholders own the funds, which in turn own Vanguard.

There are important factors to consider when transferring assets. These factors include, but are not limited to, investment options in each type of account, fees and expenses, available services, potential withdrawal penalties, protection from creditors and legal judgments, and required minimum distributions.

Vanguard's advice services are provided by Vanguard Advisers, Inc. ("VAI"), a registered investment advisor, or by Vanguard National Trust Company ("VNTC"), a federally chartered, limited-purpose trust company.

The services provided to clients will vary based upon the service selected, including management, fees, eligibility, and access to an advisor. Find VAI's Form CRS and each program's advisory brochure here for an overview.

VAI and VNTC are subsidiaries of The Vanguard Group, Inc., and affiliates of Vanguard Marketing Corporation. Neither VAI, VNTC, nor its affiliates guarantee profits or protection from losses.