How to Invest

Transfer in 3 steps

Learn how to transfer your outside assets to Vanguard.

 

Starting your transfer

Most account transfers are easy to do online. Watch our video tutorial to see how.

Step 1
Identify which accounts you’d like to transfer

All of your assets will move “in kind,” meaning there’s no buying or selling. You can transfer between like account types—such as an individual account to an individual account—or unlike account types—such as an individual account to a joint account. However, please note that any transfers between unlike account types may require paperwork.

Step 2
Gather your information

We make it easy to electronically connect with your other firm to start the transfer. If you’re new to Vanguard, you’ll need to open an account, which you can do within the transfer process.

Before you begin, be sure to have:

  • Your username and password or account number from your other firm.
  • The dollar amount your wish to transfer.

You’ll also need to know whether you want to transfer some or all of your assets.

Please note: If your transfer cannot be completed electronically, you’ll need a copy of your account statement dated within the last 90 days.

Step 3
Initiate the transfer

Digital transfers may take as little as 5 to 7 days. You can follow your transfer’s progress online via the “Track Your Transfer” link on your Account Details page.

If paperwork is required, the transfer may take longer. To initiate your paperwork transfer, you must:

  • Print, sign, and mail the Vanguard transfer form along with an account statement from your other firm.

What happens behind the scenes?

Vanguard contacts the other institution

We’ll reach out to the other institution and provide them with the information you give us.

Firm confirms information

Your other firm will confirm the information we send before transferring the assets to Vanguard.

Assets are transferred

We’ll keep in touch with you along the way.

Learn more about transfers 

Still have more questions about how to transfer your assets to Vanguard?

Transfer FAQs

Ready to get started?

New to Vanguard and looking to consolidate your savings?


Already a Vanguard client? Log in to start your transfer.

Ready to get started?

New to Vanguard and looking to consolidate your savings?


Already a Vanguard client? Log in to start your transfer.

Still need help? Consider our advice services

Vanguard Personal Advisor Services®

Get personalized support as you strive toward your goals, no matter where you stand on your financial journey.

Vanguard Digital Advisor®

Let our new online financial planner match an investment strategy to your retirement goals.

All investing is subject to risk, including the possible loss of the money you invest.

Advice services are provided by Vanguard Advisers, Inc., a registered investment advisor, or by Vanguard National Trust Company, a federally chartered, limited-purpose trust company.

The services provided to clients who elect to receive ongoing advice will vary based upon the amount of assets in a portfolio. Please review Form CRS and the Vanguard Personal Advisor Services Brochure  for important details about the service, including its asset-based service levels and fee breakpoints.

Vanguard Digital Advisor's services are provided by Vanguard Advisers, Inc. ("VAI"), a federally registered investment advisor. VAI is a subsidiary of The Vanguard Group, Inc. ("VGI"), and an affiliate of Vanguard Marketing Corporation. Neither VGI, VAI, nor its affiliates guarantee profits or protection from losses. For more information, including acceptable reasonable restrictions to place on your investment strategy, please review Form CRS and the Vanguard Digital Advisor Brochure.