Top-notch services save you time
When you choose Vanguard 403(b) Services, you're signing up for low costs, streamlined plan management, and a trusted partner.
The plan's premier administration and recordkeeping services are delivered through our partnership with Newport Group, a nationally recognized retirement services provider.*
Less time spent on plan administration means more time for managing your organization.
Plan sponsor
An employer that establishes a retirement plan to benefit its employees.
Third-party administrator (TPA)
An individual or organization hired by a plan sponsor to run the retirement plan selected by the sponsor.
Mutual fund
A type of investment that pools shareholder money and invests it in a variety of securities. Each investor owns shares of the fund and can buy or sell these shares at any time. Mutual funds are typically more diversified, low-cost, and convenient than investing in individual securities, and they're professionally managed.
Plan participant
Anyone who contributes to a retirement plan, or is retired and receiving benefits from it.
Roth IRA
A type of IRA that allows you to make after-tax contributions (so you don't get an immediate tax deduction) and then withdraw money in retirement tax-free as long as you meet the requirements.
Vesting
The process by which employees gain nonforfeitable ownership of the retirement account balances or benefits contributed on their behalf by an employer. Full vesting rights, outlined in the plan, are gained over time; minimum vesting rights are established by law.
How your plan participants benefit
Vanguard 403(b) Services gives your participants the means to plan for financial security, including:
- Roth 403(b) contributions.
- Low-cost funds.
- Easy online account management.
About Newport Group
With more than 30 years of experience in retirement plans, insurance, and consulting, Newport Group supports 403(b) plan sponsors and their participants by providing the highest levels of flexible, responsive services.
Vanguard: A stable partner
When you select a plan partner, you want a long-term relationship. With Vanguard, you can rest assured we'll be there for you.
We began serving investors in 1975, started offering 403(b) plans in 1982, and have steadily grown into one of the world's largest and most respected mutual fund companies.
The Vanguard you count on with your money today will be the same one you can trust tomorrow.
Diversification
The strategy of investing in multiple asset classes (like stocks, bonds, and cash) and among many securities in an attempt to lower overall investment risk.
Asset-based administration fee
A fee determined by deducting a percentage of the assets held in an account. Although the percentage stays the same, the dollar amount deducted changes as the account balance changes.
Portfolio
The sum total of your investments managed toward a specific goal.
We're here to help
It's easy to get started with a Vanguard 403(b) Services plan for your institution. We’ll help you every step of the way.
Existing plan sponsors
Call 877-893-5426
Prospective plan sponsors
Call 877-859-5756
Monday through Friday
8 a.m. to 8 p.m., Eastern time
Already a plan participant? Log in to access your account.
We're here to help
It's easy to get started with a Vanguard 403(b) Services plan for your institution. We’ll help you every step of the way.
Existing plan sponsors
Call 877-893-5426
Prospective plan sponsors
Call 877-859-5756
Monday through Friday
8 a.m. to 8 p.m., Eastern time
Already a plan participant?
Log in to access your account.
*Retirement plan recordkeeping and administrative services are provided by The Vanguard Group, Inc. (VGI). VGI has entered into an agreement with Newport Group, Inc., to provide certain plan recordkeeping and administrative services on its behalf. Custodial services are provided by Newport Trust Company, a wholly owned subsidiary of Newport Group, Inc. Newport Group, Inc., and Newport Trust Company are not affiliated with The Vanguard Group, Inc., or any of its affiliates.
**Vanguard average mutual fund expense ratio: 0.09%. Industry average mutual fund expense ratio: 0.54%. All averages are asset-weighted. Industry average excludes Vanguard. Sources: Vanguard and Morningstar, Inc., as of December 31, 2022.
For more information about Vanguard funds or ETFs, visit vanguard.com to obtain a prospectus or, if available, a summary prospectus. Investment objectives, risks, charges, expenses, and other important information about a fund are contained in the prospectus; read and consider it carefully before investing.
All investing is subject to risk, including the possible loss of the money you invest.