Let Vanguard help pave your road to retirement
Selecting an investment provider can be difficult. With Vanguard, your needs are a priority.
Trusted 403(b) Retirement Plans from Vanguard
We've been helping employees reach their retirement goals through a variety of plans—IRAs, 401(k) plans, and of course, 403(b) plans.
With Vanguard 403(b) Services, you can build for your future through low-cost mutual funds and an easy-to-manage plan that offers premier services.
How to get started with your plan
Step 1: Fill out an application
Your plan sponsor has established your company's plan, but we don't have any information about you, such as your name, address, and Social Security number.
Step 2: Sign up for account access
Your plan sponsor has established your company's plan and has set up your individual account. If you haven't already done so, sign up for online account access so you can manage your account. Then click Enroll now next to your 403(b) account to start investing.
Step 3: Start saving now
Your plan sponsor has established your company's plan and has set up your individual account. You've set up online account access—now it's time to save! Simply log in and click Enroll now next to your 403(b) account.
Stay on track with target retirement funds
Many plans use target retirement funds as the "default" investment for newly enrolled plan participants. Vanguard Target Retirement Funds are a practical, cost-effective choice if you're not sure how to invest, or you simply don't have the time or interest to choose a mix of mutual funds for your portfolio.
If you invest in a Target Retirement Fund, pick the fund with the date closest to your retirement. The fund invests in Vanguard index funds, giving you access to thousands of U.S. and international stocks and bonds, including exposure to major market sectors.
Want more choices?
If your plan allows, you may also be able to select from a diversified lineup of low-cost funds—or even funds from other companies to meet your investment goals.*
Keep your costs low
You know exactly what you're paying for with Vanguard 403(b) Services. We never hide our fees.
Everything needed to save, manage, and stay on track
Save time with convenient services
With Vanguard 403(b) Services, you get services and options that make saving convenient and efficient.*
- The ability to contribute through payroll deductions so you never forget to save.
- The opportunity to elect automatic contribution rate increases.
- Loan services (if your plan allows).
- Roth 403(b) contributions (if your plan allows).
Manage your account online
Our secure plan participant website gives you the tools you need to transact on and monitor your investments and account information.
- Readily access your account information, such as the balance, performance, and transactions.
- Set your savings goals, contribution rates, and your investment allocation.
- Generate statements on demand and select the level of detail.
- Manage beneficiaries.
Do you have other 403(b) plan accounts?
If you have 403(b) plan accounts with other providers, you may be able to move your assets and consolidate your retirement savings at Vanguard.
You have a few choices for transferring 403(b) assets. We're here to help you understand your options, determine what's best for you, and guide you through the transfer.