About us

Why investors choose Vanguard

The only investment company owned by people like you

 

Don't worry about stock prices

We don't need to worry about our stock price or generating profit for private owners. Our 30 million investors own the funds that own the company.

Hear from our investor-owners

Watch the investor-owned difference*

“ I'm with a group of people who understand what it is to be part of something that is different from …

OUR MISSION

To take a stand for all investors, to treat them fairly, and to give them the best chance for investment success.

Whatever you're saving for, we can help

Because of Vanguard's structure, your goals align with our goals. Whether you're saving for retirement, your family's education, or a sense of financial security, you can be confident we're on your side.

Retirement

Open an IRA or roll over a 401(k) today. Vanguard makes it easy.

IRAs

401(k) & 403(b) rollovers

Education

Choose a 529 college savings plan that can give your child or grandchild the best chance for success.

Vanguard 529 Plan

State-specific plans 

UGMA/UTMA accounts

Funds & ETFs

Invest in Vanguard mutual funds and ETFs for just a fraction of what others charge.**

Mutual funds

ETFs

Stocks

Bonds

CDs

Advice

Get a little investment help or let us develop an entire financial plan for you.

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A track record of strong fund performance

Our funds are crafted with you in mind to help you reach your goals of investment success. Over the last 10 years we have had a history of strong performance.***

Vanguard is a leader in low-cost investing

Lower investment costs keep more of your money working for you. See how we keep your costs down, so you have a better chance of investing success.

Commission-free stocks & ETFs

Costs & fees

 

Low costs can add up to big savings

Say you invested $50,000. If it earned 6% per year, and you subtracted the costs, here's what you'd have over time.††

††As of December 31, 2021, Vanguard's average mutual fund and ETF expense ratio is 0.09%. Industry average mutual fund and ETF expense ratio: 0.49%. All averages are asset-weighted. Industry averages exclude Vanguard. Sources: Vanguard and Morningstar, Inc., as of December 31, 2021. This hypothetical example assumes a 6% return on a $50,000 investment. If the rate of return were altered, results would vary from those shown. The shaded amounts represent both the amount paid in expenses as well as the "opportunity costs"—the amount you lose because the costs you paid are no longer invested. The final balance shown is after costs. This example doesn't represent any particular investment and doesn't account for inflation. There may be other material differences between investment products that must be considered prior to investing.

 

Low costs can add up to big savings

Say you invested $50,000. If it earned 6% per year, and you subtracted the costs, here's what you'd have over time.††

††As of December 31, 2021, Vanguard's average mutual fund and ETF expense ratio is 0.09%. Industry average mutual fund and ETF expense ratio: 0.49%. All averages are asset-weighted. Industry averages exclude Vanguard. Sources: Vanguard and Morningstar, Inc., as of December 31, 2021. This hypothetical example assumes a 6% return on a $50,000 investment. If the rate of return were altered, results would vary from those shown. The shaded amounts represent both the amount paid in expenses as well as the "opportunity costs"—the amount you lose because the costs you paid are no longer invested. The final balance shown is after costs. This example doesn't represent any particular investment and doesn't account for inflation. There may be other material differences between investment products that must be considered prior to investing.

 

Low costs can add up to big savings

Say you invested $50,000. If it earned 6% per year, and you subtracted the costs, here's what you'd have over time.††

††As of December 31, 2021, Vanguard's average mutual fund and ETF expense ratio is 0.09%. Industry average mutual fund and ETF expense ratio: 0.49%. All averages are asset-weighted. Industry averages exclude Vanguard. Sources: Vanguard and Morningstar, Inc., as of December 31, 2021. This hypothetical example assumes a 6% return on a $50,000 investment. If the rate of return were altered, results would vary from those shown. The shaded amounts represent both the amount paid in expenses as well as the "opportunity costs"—the amount you lose because the costs you paid are no longer invested. The final balance shown is after costs. This example doesn't represent any particular investment and doesn't account for inflation. There may be other material differences between investment products that must be considered prior to investing.

 

Low costs can add up to big savings

Say you invested $50,000. If it earned 6% per year, and you subtracted the costs, here's what you'd have over time.††

††As of December 31, 2021, Vanguard's average mutual fund and ETF expense ratio is 0.09%. Industry average mutual fund and ETF expense ratio: 0.49%. All averages are asset-weighted. Industry averages exclude Vanguard. Sources: Vanguard and Morningstar, Inc., as of December 31, 2021. This hypothetical example assumes a 6% return on a $50,000 investment. If the rate of return were altered, results would vary from those shown. The shaded amounts represent both the amount paid in expenses as well as the "opportunity costs"—the amount you lose because the costs you paid are no longer invested. The final balance shown is after costs. This example doesn't represent any particular investment and doesn't account for inflation. There may be other material differences between investment products that must be considered prior to investing.

 

Low costs can add up to big savings

Say you invested $50,000. If it earned 6% per year, and you subtracted the costs, here's what you'd have over time.††

††As of December 31, 2021, Vanguard's average mutual fund and ETF expense ratio is 0.09%. Industry average mutual fund and ETF expense ratio: 0.49%. All averages are asset-weighted. Industry averages exclude Vanguard. Sources: Vanguard and Morningstar, Inc., as of December 31, 2021. This hypothetical example assumes a 6% return on a $50,000 investment. If the rate of return were altered, results would vary from those shown. The shaded amounts represent both the amount paid in expenses as well as the "opportunity costs"—the amount you lose because the costs you paid are no longer invested. The final balance shown is after costs. This example doesn't represent any particular investment and doesn't account for inflation. There may be other material differences between investment products that must be considered prior to investing.

 

Low costs can add up to big savings

Say you invested $50,000. If it earned 6% per year, and you subtracted the costs, here's what you'd have over time.††

††As of December 31, 2021, Vanguard's average mutual fund and ETF expense ratio is 0.09%. Industry average mutual fund and ETF expense ratio: 0.49%. All averages are asset-weighted. Industry averages exclude Vanguard. Sources: Vanguard and Morningstar, Inc., as of December 31, 2021. This hypothetical example assumes a 6% return on a $50,000 investment. If the rate of return were altered, results would vary from those shown. The shaded amounts represent both the amount paid in expenses as well as the "opportunity costs"—the amount you lose because the costs you paid are no longer invested. The final balance shown is after costs. This example doesn't represent any particular investment and doesn't account for inflation. There may be other material differences between investment products that must be considered prior to investing.

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*Vanguard is investor-owned, meaning the fund shareholders own the funds, which in turn own Vanguard.

**Vanguard average mutual fund and ETF expense ratio: 0.09%. Industry average mutual fund and ETF expense ratio: 0.49%. All averages are asset-weighted. Industry averages exclude Vanguard. Sources: Vanguard and Morningstar, Inc., as of December 31, 2021.

***For the 10-year period ended March 31, 2022, 6 of 6 Vanguard money market funds, 69 of 86 Vanguard bond funds, 20 of 25 Vanguard balanced funds, and 155 of 183 Vanguard stock funds—for a total of 250 of 300 Vanguard funds—outperformed their Lipper peer-group averages. Results will vary for other time periods. Only mutual funds and ETFs with a minimum 10-year history were included in the comparison. Source: Lipper, a Thomson Reuters Company. The competitive performance data shown represent past performance, which is not a guarantee of future results. View fund performance

†The experiences of these Vanguard clients are limited to Vanguard's fund offerings and are not provided as a recommendation or endorsement of Vanguard's advisory services, may not be representative of the experience of other Vanguard clients, and are not a guarantee of future investment performance or success.

All investing is subject to risk, including the possible loss of the money you invest.

Vanguard Personal Advisor Services and Vanguard Digital Advisor's services are provided by Vanguard Advisers, Inc. ("VAI"), a federally registered investment advisor. VAI is a subsidiary of The Vanguard Group, Inc. ("VGI"), and an affiliate of Vanguard Marketing Corporation. Neither VGI, VAI, nor its affiliates guarantee profits or protection from losses. For more information on the services, see Form CRS and the Vanguard Personal Advisor Services Brochure and Form CRS and the Vanguard Digital Advisor Brochure.

You must buy and sell Vanguard ETF Shares through Vanguard Brokerage Services (we offer them commission-free) or through another broker (which may charge commissions). See the Vanguard Brokerage Services commission and fee schedules for full details. Vanguard ETF Shares are not redeemable directly with the issuing fund other than in very large aggregations worth millions of dollars. ETFs are subject to market volatility. When buying or selling an ETF, you will pay or receive the current market price, which may be more or less than net asset value.

For more information about The Vanguard 529 College Savings Plan, obtain a Program Description, which includes investment objectives, risks, charges, expenses, and other information; read and consider it carefully before investing. Vanguard Marketing Corporation, Distributor.

For more information about any 529 college savings plan, contact the plan provider to obtain a Program Description, which includes investment objectives, risks, charges, expenses, and other information; read and consider it carefully before investing. If you are not a taxpayer of the state offering the plan, consider before investing whether your or the designated beneficiary’s home state offers any state tax or other benefits that are only available for investments in such state's qualified tuition program. Vanguard Marketing Corporation serves as distributor and underwriter for some 529 plans.