A retirement plan that's all about you
The few years before retirement are exciting and maybe a little nerve-racking. Partner with us to ensure you're doing everything you should.
Why get retirement advice from Vanguard Personal Advisor Services?
1. The reassurance you're doing everything you should
Whether you've been investing on your own or using an advisor to help you make decisions, retirement brings a whole new set of questions and considerations—and it's important to get the right answers so you can have the retirement you want.
Your questions will be as personal as you are and might include:
- When can I retire?
- How much should I be saving to live the lifestyle I want?
- How can I balance saving for myself with the needs of my kids and parents?
- What strategies can I use to lower my taxes—now and in the future?
- What's my best strategy for Social Security?
A Vanguard advisor will custom-develop a plan that's based on your personal goals and financial situation, and then guide and coach you as much as you want—giving you the confidence that you're doing all you can to reach your goals.
And because your advisor spends time getting to know you and your goals, you can trust that every decision will be made with your best interests in mind.
2. More money for retirement
Our retirement planners follow investing principles we've developed over the past 40 years. Research shows that these principles can help you earn more over time than the average investor.*
Here's what our advisors will do:
Use low-cost investments to build your portfolio. Our advisors aren't paid extra to sell you investments you don't need. Instead, they'll choose a mix of low-cost, diversified stock and bond funds that keep more of your money working for you.
Review and rebalance your portfolio. Our advisors will regularly check on your investments. When necessary, they'll rebalance your portfolio to make sure your mix of stock and bond funds is aligned with your financial plan.
Minimize your taxes. The less you pay in taxes, the more your money can last. That's why our advisors focus on tax efficiency. And after you retire, they'll withdraw your retirement money in a way that keeps your taxes low.
Serve as an investing coach. During times when the market rises or falls, many people are tempted to abandon their carefully crafted investment plans. Our advisors serve as investing coaches and will help keep you on course.
What does it cost?
Just as we reinvented investing with our low-cost mutual funds, we've reinvented retirement solutions—by giving you the chance to get customized advice at a low cost.
The annual cost for Vanguard Personal Advisor Services is only 0.30% of the assets you enroll. That's just $3 for every $1,000 enrolled.
Get started with your retirement financial planning
Call us at 800-669-9401 to find out more about how partnering with an advisor can give you greater confidence and help you save more for retirement.