Time for a checkup
When you contact Vanguard about your annuity options, you're never alone. Our experts will guide you through the process from start to finish.
Confused about your choices?
We'll explain them and the product features.
Concerned about cost?
We'll compare fees and other expenses and calculate your savings.
Looking to get a quote?
We'll walk you through it.
Having trouble with paperwork?
We'll help you fill out the forms correctly.
Thinking about transferring your annuity?
We'll see if you can benefit from making a switch.
What you need to know about annuities
Do you need some basic information about annuities before you get started? We give it to you—without the jargon.
How to use annuities in your financial plan
Are you saving for retirement?
Lower your costs
Explore your investment options
The Vanguard Variable Annuity offers a diversified mix of 19 portfolios.
Do you need guaranteed income in retirement?
Tally your expenses and expected sources of income in retirement. If you have a shortfall, turning a portion of your portfolio into an income stream can help you cover the gap.
Are you paying too much for your annuity?
You could cut your investment costs by transferring a variable annuity you have with another company to Vanguard.
Have you inherited an annuity?
You could save money by transferring your inherited annuity to the Vanguard Variable Annuity. Our licensed annuity specialists can help you understand your rights as a beneficiary and explain your options.
The Vanguard difference
A community of investors like you
Millions of people are making the Vanguard investing community their home to pursue their financial goals. Find out why.
How annuities work at Vanguard
We make it easy for you to puchase an annuity.
Call 800-523-0788 to speak with an unbiased Vanguard annuity specialist who doesn't work for commissions.
Once you've selected an annuity, you'll get a welcome email while we complete the purchase.
Managing your annuity
There's a lot you can do online to manage your Vanguard Variable Annuity.
Note: If you purchased an income annuity through Hueler's Income Solutions® website, you'll manage your annuity with the insurer you selected.
Our licensed annuity specialists are here to help.
Monday through Friday
8 a.m. to 8 p.m., Eastern time
Talk with an annuity specialist
INVEST IN THE VANGUARD VARIABLE ANNUITY
Choose from a diverse lineup of stock, bond, and money market portfolios.
A type of investment account that can be used to save for retirement or to generate regular income payments in retirement. An annuity is an insurance contract, and the issuing insurance company provides some type of guarantee on your investment.
A contract issued by an insurance company, which agrees to make payments to you based on the contract's value. The value varies based on the annuity's underlying investments.
Delaying the payment of income taxes on income. For example, owners of traditional IRAs do not pay income taxes on the interest, dividends, or capital gains accumulating in their retirement accounts until they begin making withdrawals.
The profit you get from investing money. Over time, this profit is based mainly on the amount of risk associated with the investment. So, for example, less-risky investments like certificates of deposit (CDs) or savings accounts generally earn a low rate of return, and higher-risk investments like stocks generally earn a higher rate of return.
A fee charged by a broker for buying and selling securities.
A fee that may be charged on withdrawals or surrenders from an annuity before annuity payments have begun.
An investment option—offered by an annuity—that holds a range of underlying investments.
A person or organization designated to receive the proceeds of an annuity contract after the owner dies.
To access your annuity online, log on to your account or register for online access if you haven't done so already.
Once you've registered, you can make exchanges between annuity portfolios online.
You can also log on to check the following:
- Your contract balances.
- The status of pending and processed transactions.
- Information on death benefit and Guaranteed Lifetime Withdrawal Benefit riders.*
- Statements and confirmations.
If you have any questions about your annuity, call one of our licensed specialists at 800-357-4720 Monday through Friday from 8 a.m. to 8 p.m., Eastern time. We're always happy to help.
footnote*Product guarantees are subject to the claims-paying ability of the issuing insurance company.