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Vanguard will be transitioning the client service and account administration for the Vanguard Variable Annuity to Transamerica, the issuer of the annuity, by December 2020.

Is an annuity for you? We'll help you find out

Start with a free annuity checkup—an unbiased evaluation of your goals and annuity choices.

Time for a checkup

When you contact Vanguard about your annuity options, you're never alone. Our experts will guide you through the process from start to finish.

Confused about your choices?

We'll explain them and the product features.

Concerned about cost?

We'll compare fees and other expenses and calculate your savings.

Looking to get a quote?

We'll walk you through it.

Having trouble with paperwork?

We'll help you fill out the forms correctly.

Thinking about transferring your annuity?

We'll see if you can benefit from making a switch.

What you need to know about annuities

Do you need some basic information about annuities before you get started? We give it to you—without the jargon.

How to use annuities in your financial plan

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Are you saving for retirement?

Continue saving

A variable annuity can help you save for retirement on top of other tax-deferred retirement accounts you may have.

Lower your costs

The lower cost of the Vanguard Variable Annuity§, issued by Transamerica Premier Life Insurance Company and, in New York State only, by Transamerica Financial Life Insurance Company means you keep more of your returns working for you—and there are no commissions or surrender charges.*

Explore your investment options

The Vanguard Variable Annuity offers a diversified mix of 19 portfolios.

Do you need guaranteed income in retirement?

Tally your expenses and expected sources of income in retirement. If you have a shortfall, turning a portion of your portfolio into an income stream can help you cover the gap.

Are you paying too much for your annuity?

You could cut your investment costs by transferring a variable annuity you have with another company to Vanguard.

Have you inherited an annuity?

You could save money by transferring your inherited annuity to the Vanguard Variable Annuity. Our licensed annuity specialists can help you understand your rights as a beneficiary and explain your options.

How annuities work at Vanguard

We make it easy for you to puchase an annuity.

Call 800-523-0788 to speak with an unbiased Vanguard annuity specialist who doesn't work for commissions.

Once you've selected an annuity, you'll get a welcome email while we complete the purchase.

Managing your annuity

There's a lot you can do online to manage your Vanguard Variable Annuity.

Find out how to manage your annuity

Note: If you purchased an income annuity through Hueler's Income Solutions® website, you'll manage your annuity with the insurer you selected.

Get started

Our licensed annuity specialists are here to help.

Call 800-523-0788

Monday through Friday
8 a.m. to 8 p.m., Eastern time

Talk with an annuity specialist

INVEST IN THE VANGUARD VARIABLE ANNUITY

Choose from a diverse lineup of stock, bond, and money market portfolios.


Get complete portfolio management

We can custom-develop and implement your financial plan, giving you greater confidence that you're doing all you can to reach your goals.

Retirement: The basics

Balancing your retirement goals can be challenging, but we can help you find solutions that work for you.

See the benefits of investing more at Vanguard

As your assets grow with us, you'll gain access to personal attention, lower costs, and more.

REFERENCE CONTENT

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Annuity

A type of investment account that can be used to save for retirement or to generate regular income payments in retirement. An annuity is an insurance contract, and the issuing insurance company provides some type of guarantee on your investment.

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Variable annuity

A contract issued by an insurance company, which agrees to make payments to you based on the contract's value. The value varies based on the annuity's underlying investments.

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Tax deferral

Delaying the payment of income taxes on income. For example, owners of traditional IRAs do not pay income taxes on the interest, dividends, or capital gains accumulating in their retirement accounts until they begin making withdrawals.

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Returns

The profit you get from investing money. Over time, this profit is based mainly on the amount of risk associated with the investment. So, for example, less-risky investments like certificates of deposit (CDs) or savings accounts generally earn a low rate of return, and higher-risk investments like stocks generally earn a higher rate of return.

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Commission

A fee charged by a broker for buying and selling securities.

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Surrender charge

A fee that may be charged on withdrawals or surrenders from an annuity before annuity payments have begun.

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Portfolio

An investment option—offered by an annuity—that holds a range of underlying investments.

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Beneficiary

A person or organization designated to receive the proceeds of an annuity contract after the owner dies.

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Managing your Vanguard Variable Annuity

To access your annuity online, log on to your account or register for online access if you haven't done so already.

Once you've registered, you can make exchanges between annuity portfolios online.

You can also log on to check the following:

  • Your contract balances.
  • The status of pending and processed transactions.
  • Information on death benefit and Guaranteed Lifetime Withdrawal Benefit riders.*
  • Statements and confirmations.

If you have any questions about your annuity, call one of our licensed specialists at 800-357-4720 Monday through Friday from 8 a.m. to 8 p.m., Eastern time. We're always happy to help.


footnote*Product guarantees are subject to the claims-paying ability of the issuing insurance company.

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