Mutual funds

Let us do some of the work for you. High-quality, low cost mutual funds that fit your needs.

Found a mutual fund that’s right for you?

Found a mutual fund that’s right for you?

What’s a mutual fund?

A mutual fund is a pooled collection of assets that invests in stocks, bonds, and other securities.

Vanguard mutual fund strategies

A strategy is the general or specific approach to investing based off your goals, risk tolerance, and time horizon. See what’s best for you.

Index funds

Enjoy the benefits of diversification, tax efficiency, and low costs with index mutual funds.

Browse Vanguard index funds >

Vanguard ESG funds

Invest in what matters to you. Our ESG (Environmental, Social, Governance) funds are a great way to complement your portfolio with funds that reflect your values.

Browse Vanguard ESG funds >

Vanguard actively managed funds

Our diligent selection of talent, paired with our consistent investment approach and client-first focus sets our actively managed funds apart.

Browse Vanguard actively managed funds >

Vanguard target retirement funds 

Our target retirement funds make investing about as easy as it gets. You make just 1 decision– and the fund’s managers maintain the target risk and rebalancing for you. 

Learn more about target retirement funds

See how other companies’ funds can work for you

Your choice, your way. Your brokerage account gives you access to a wide variety of mutual funds—many without commissions-- from hundreds of companies.

Give your money a chance to grow

Investing in mutual funds offers benefits you won’t get from trading individual stocks and bonds on your own.

Less risk through more diversification

One mutual fund can invest in hundreds—sometimes thousands—of individual securities at once. So if any one security does poorly, the others are there to help offset that risk.

Lower costs

Our average expense ratio across our index mutual funds and ETFs is 65% lower than the industry average.*

Professional management

You don’t have to keep track of every security your mutual fund owns. The fund is managed by experts who take care of that for you.


You can buy and sell mutual fund shares online and set up automatic investments and withdrawals. 

Want to learn more? Explore more topics about mutual funds

ETFs vs mutual funds: A comparison

There are funds for every investor. Find one that’s right for you.

Choosing between funds & individual securities

You can choose to add both to your portfolio. See why it matters.

How much should you invest in stocks or bonds?

See how 9 model portfolios have performed in the past.

Ready to invest in a mutual fund?

New to Vanguard or looking to consolidate your savings?

Already a Vanguard client? Log in to view your account.

Ready to invest in a mutual fund?

New to Vanguard or looking to consolidate your savings?

Already a Vanguard client? Log in to view your account.

Still need help? Consider our advisor services

Vanguard Personal Advisor Services®

Get personalized support as you strive toward your goals, no matter where you stand on your financial journey.

Vanguard Digital Advisor®

Let our new online financial planner match an investment strategy to your retirement goals.

*Vanguard average expense ratio: 0.07%. Industry average expense ratio: 0.20%. All averages are for index mutual funds and ETFs and are asset-weighted. Industry average excludes Vanguard. Sources: Vanguard and Morningstar, Inc., as of December 31, 2020.

All investing is subject to risk, including the possible loss of the money you invest. Diversification does not ensure a profit or protect against a loss.