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A 1035 exchange could help you pay less for your annuity

Already own a deferred variable annuity? Be sure your costs aren't offsetting the tax advantages. The Vanguard Variable Annuity has some of the lowest costs around—more than 70% less than the industry average.*

Transfer your annuity and save money

If you own a variable annuity elsewhere, you may be able to save money by transferring it to the Vanguard Variable Annuity. You can move nonqualified (after-tax) assets from a higher-cost annuity through a tax-free transfer known as a 1035 exchange.**

In addition to helping you save for retirement, the Vanguard Variable Annuity also can provide you with dependable cash flow during retirement if you choose the Guaranteed Lifetime Withdrawal Benefit rider.†

Compare your existing annuity

Our calculator can help you decide if a transfer to the Vanguard Variable Annuity might be right for you. It helps to have your contract and most recent statement ready.

Calculate my savings »

We can help

Wondering whether you can save money by transferring your annuity to Vanguard? Have questions about 1035 exchange rules? Our licensed, noncommissioned annuity specialists can help you:

  • Compare fees and other expenses.
  • Evaluate your options.
  • Calculate your potential savings.
  • Understand the process for annuity transfers.
  • Prepare your paperwork.

Call us at 800-357-4720.

Learn more about the Vanguard Variable Annuity »