Accounts & Plans

Brokerage accounts

Saving for a new home or car? Create a standard investing account to save for any goals. The investments you choose within the account could help your savings grow.

What's a brokerage account?

A brokerage account is a standard nonretirement investing account. You can hold mutual funds, ETFs (exchange-traded funds), stocks, bonds, and more, which can generate returns and help you grow your savings. Use it to save for any goal, and take your money out anytime with no early withdrawal penalty.

$0 to open

There's no fee or minimum investment amount to open an account with us. You can simply open an account for free.*


You can use the account to save for anything you need—like a trip or emergency savings. You can do it all with 1 account.

No contribution limits

There are no annual contribution limits on nonretirement brokerage accounts. You can set aside as much as you'd like to build toward your goals.

No early withdrawal penalties

With no early withdrawal penalties on nonretirement brokerage accounts, you can access your money when you need it.

Wondering what it costs to invest with us?

4 simple steps to open an account

Open your Vanguard Brokerage Account and start investing today!

Choose account type

Select an account type based on your goals (retirement, general investing, education, etc.). You can open 1 account at a time.

Explore investments

It can take 3 to 7 days for your money to become available for investing. During that time, you can explore products such as ETFs and mutual funds to decide which investments are right for you.

Place your trade

Once your money has fully transferred to your account, you can start investing. To get started, log in to your Vanguard account to place a trade or set up an automatic investment.

Brokerage account versus other accounts

Compare other accounts to the nonretirement Vanguard Brokerage Account and see which may fit your investing goals and needs best.

#1 Most Trusted Financial Companies—Online Broker

Awarded in August 2022, based on data as of June and July 2022.††

No compensation was provided to be considered for the award. Compensation provided for use of the rating in marketing materials.

Want to learn more?

How does online trading work?

Online trading should be easy. See what it looks like at Vanguard.

The home for all your investments

Consolidate all your assets at Vanguard to see your entire investment portfolio at a glance.

Brokerage built for you

We're your market advocate. We put you first by striving to get you the best price for your trades.

The role of your settlement fund

The role of your settlement fund
Your settlement fund paves the way for buying and selling brokerage products.

Making smart brokerage transactions just got easier

Making smart brokerage transactions just got even easier
We recently updated the way you buy and sell stocks and ETFs on

Smart investment strategies

Smart investment strategies
There's no magic formula for managing your investments—but these few things come pretty close.

Frequently asked questions

The risks your portfolio will face depends on the type of investments you hold within the account. Some of these risks could be—liquidity, market, political, business, inflation, credit, currency, or more.