Client Benefits

Vanguard annual account service fees

Full transparency on fees and which ones you can avoid.

Account type Fees How you can avoid the fee

Nonretirement accounts

Roth, traditional, and SEP-IRAs

UGMAs, UTMAs, and education savings accounts

Brokerage accounts:

$20 for each account. Vanguard Brokerage Services® assesses the fee if the total Vanguard assets (Vanguard mutual funds and ETFs) in the account are less than $10,000.

See the Vanguard Brokerage Services commission and fee schedules for more information.

Mutual fund-only accounts:

$20 for each Vanguard mutual fund with an account balance of less than $10,000.

If you're the primary account owner, you can eliminate this fee by signing up for our e-delivery service, which allows you to receive statements, annual privacy notices, confirmations, and fund reports and prospectuses for mutual fund and brokerage accounts electronically.

Sign up for e-delivery

We'll also waive the fee if you have at least $50,000 in qualifying Vanguard assets, or if you have an organization or trust account registered under an employee identification number (EIN).

SIMPLE IRAs

$25 for each Vanguard mutual fund in each account.

We'll waive the fee if you have at least $50,000 in qualifying Vanguard assets.

See what Vanguard assets qualify

403(b) plans

$5 per month per Participant ($60 per year).

The fee is charged for every participant in a plan. It's a flat fee that won't increase as your account assets grow.

Individual 401(k) & Individual Roth 401(k) plans

$20 for each Vanguard mutual fund in each account.

We'll waive the fee for all participants in the plan if at least one participant has at least $50,000 in qualifying Vanguard assets.

See what Vanguard assets qualify

The Vanguard 529 Plan

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N/A

Account type

Nonretirement accounts

Roth, traditional, and SEP-IRAs

UGMAs, UTMAs, and education savings accounts

Fees

Brokerage accounts:

$20 for each account. Vanguard Brokerage Services® assesses the fee if the total Vanguard assets (Vanguard mutual funds and ETFs) in the account are less than $10,000.

See the Vanguard Brokerage Services commission and fee schedules  for more information.

Mutual fund-only accounts:

$20 for each Vanguard mutual fund with an account balance of less than $10,000.

How you can avoid the fee

If you're the primary account owner, you can eliminate this fee by signing up for our e-delivery service, which allows you to receive statements, annual privacy notices, confirmations, and fund reports and prospectuses for mutual fund and brokerage accounts electronically.

Sign up for e-delivery

We'll also waive the fee if you have at least $50,000 in qualifying Vanguard assets, or if you have an organization or trust account registered under an employee identification number (EIN).


Account type

SIMPLE IRAs

Fees

$25 for each Vanguard mutual fund in each account.

How you can avoid the fee

We'll waive the fee if you have at least $50,000 in qualifying Vanguard assets.

See what Vanguard assets qualify


Account type

403(b) plans

Fees

$5 per month per Participant ($60 per year).

How you can avoid the fee

The fee is charged for every participant in a plan. It's a flat fee that won't increase as your account assets grow.


Account type

Individual 401(k) & Individual Roth 401(k) plans

Fees

$20 for each Vanguard mutual fund in each account.

How you can avoid the fee

We'll waive the fee for all participants in the plan if at least one participant has at least $50,000 in qualifying Vanguard assets.

See what Vanguard assets qualify


Account type

Individual 401(k) & Individual Roth 401(k) plans

Fees

$20 for each Vanguard mutual fund in each account.

How you can avoid the fee

We'll waive the fee for all participants in the plan if at least one participant has at least $50,000 in qualifying Vanguard assets.

See what Vanguard assets qualify


Account type

The Vanguard 529 Plan

Fees

N/A

How you can avoid the fee

N/A