Client Benefits

Vanguard annual account service fees

Full transparency on fees and which ones you can avoid.

Account type Fees How you can avoid the fee

Nonretirement accounts

Roth, traditional, and SEP-IRAs

UGMAs, UTMAs, and education savings accounts

Brokerage accounts:

$20 for each account. Vanguard Brokerage Services® won’t assess the fee if a client’s total qualifying Vanguard assets are at least $1 million.

See the Vanguard Brokerage Services commission and fee schedules for more information.

Mutual fund-only accounts:

$20 for each Vanguard mutual fund. We'll waive the fee if you have at least $1 million in qualifying Vanguard assets. Refer to the applicable fund prospectus for other exclusions that may apply.

If you’re the primary account owner, you can eliminate the fee on brokerage accounts by signing up for e-delivery of statements and the annual privacy policy notice; confirmations; reports, prospectuses, and proxy materials; and notices, amendments, and other important account updates. In addition, Vanguard Brokerage Services does not charge the fee to clients who have an organization or a trust account registered under an employee identification number (EIN) or brokerage accounts enrolled in an advisory program serviced by an affiliate of Vanguard.

Sign up for e-delivery

SIMPLE IRAs

$25 for each Vanguard mutual fund in each account.

We'll waive the fee if you have at least $50,000 in qualifying Vanguard assets.

See what Vanguard assets qualify

403(b) plans

$5 per month per Participant ($60 per year).

The fee is charged for every participant in a plan. It's a flat fee that won't increase as your account assets grow.

Individual 401(k) & Individual Roth 401(k) plans

$20 for each Vanguard mutual fund in each account.

We'll waive the fee for all participants in the plan if at least one participant has at least $50,000 in qualifying Vanguard assets.

See what Vanguard assets qualify

The Vanguard 529 Plan

N/A

N/A

Account type

Nonretirement accounts

Roth, traditional, and SEP-IRAs

UGMAs, UTMAs, and education savings accounts

Fees

Brokerage accounts:

$20 for each account. Vanguard Brokerage Services® won’t assess the fee if a client’s total qualifying Vanguard assets are at least $1 million.

See the Vanguard Brokerage Services commission and fee schedules  for more information.

Mutual fund-only accounts:

$20 for each Vanguard mutual fund. We'll waive the fee if you have at least $1 million in qualifying Vanguard assets. Refer to the applicable fund prospectus for other exclusions that may apply.

How you can avoid the fee

If you’re the primary account owner, you can eliminate the fee on brokerage accounts by signing up for e-delivery of statements and the annual privacy policy notice; confirmations; reports, prospectuses, and proxy materials; and notices, amendments, and other important account updates. In addition, Vanguard Brokerage Services does not charge the fee to clients who have an organization or a trust account registered under an employee identification number (EIN) or brokerage accounts enrolled in an advisory program serviced by an affiliate of Vanguard.

Sign up for e-delivery


Account type

SIMPLE IRAs

Fees

$25 for each Vanguard mutual fund in each account.

How you can avoid the fee

We'll waive the fee if you have at least $50,000 in qualifying Vanguard assets.

See what Vanguard assets qualify


Account type

403(b) plans

Fees

$5 per month per Participant ($60 per year).

How you can avoid the fee

The fee is charged for every participant in a plan. It's a flat fee that won't increase as your account assets grow.


Account type

Individual 401(k) & Individual Roth 401(k) plans

Fees

$20 for each Vanguard mutual fund in each account.

How you can avoid the fee

We'll waive the fee for all participants in the plan if at least one participant has at least $50,000 in qualifying Vanguard assets.

See what Vanguard assets qualify


Account type

Individual 401(k) & Individual Roth 401(k) plans

Fees

$20 for each Vanguard mutual fund in each account.

How you can avoid the fee

We'll waive the fee for all participants in the plan if at least one participant has at least $50,000 in qualifying Vanguard assets.

See what Vanguard assets qualify


Account type

The Vanguard 529 Plan

Fees

N/A

How you can avoid the fee

N/A