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Looking for your 2015 tax forms?

Find out which forms we provide and when to expect them.

Where to find your forms

Check when they'll be ready
Take a look at the schedule for each tax form below.* You can also find your 2015 investment income and distributions on your year-end statement.

Get them as soon as they're available
You can check on your tax forms anytime you're logged on to your account.

Avoid delays—stop getting your tax forms by mail
Get your forms faster and more securely, with an email notification the moment they arrive.**

Remember that tax forms are always posted online as soon as they're ready.

Haven't received a form you were expecting?
Check the schedule below to make sure you've met the criteria.

When you'll receive your forms

1099-B

 

What it's used for

To determine any taxes due on your sales of mutual fund shares and securities.

Why you might receive one

You'll get a 1099-B if, in a nonretirement account, you:

  • Sold or exchanged mutual fund shares (excluding money market funds).
  • Sold any individual securities.
  • Owned an individual stock that was part of a merger.
  • Owned an individual bond that matured.
  • Experienced a profit or loss on a regulated futures contract.†

1099-B tax information

When it will be ready

Late January for mutual fund accounts (except REIT Index Fund, which is available in mid-February).

Mid-February for brokerage accounts.

1099-DIV

 

What it's used for

To determine any taxes due on your investment income.

Why you might receive one

You'll get a 1099-DIV if:

  • From a nonretirement account, you received ordinary or qualified dividend distributions, capital gains distributions, or foreign taxes paid.
  • From a tax-exempt bond fund or money market fund, you received interest dividends, including specified private activity bond interest.

But even if you meet these criteria, you might not receive a 1099-DIV—especially if your income totaled less than $10 for a particular investment.

If any of your Vanguard funds held direct U.S. government obligations in 2015, you'll also receive a separate instruction sheet with your 1099-DIV. You'll need both documents to report your state and local tax liability.

1099-DIV tax information

When it will be ready

Late January for mutual fund accounts (except REIT Index Fund, which is available in mid-February).

Mid-February for brokerage accounts.

1099-R

 

What it's used for

To determine if any of your retirement account transactions resulted in taxable income and/or may be subject to penalties.

Why you might receive one

You'll get a 1099-R if you owned a retirement account, like an IRA or employer-sponsored plan account, and:

  • Took a distribution.
  • Removed an excess contribution.
  • Converted to a Roth IRA.
  • Recharacterized a contribution.
  • Completed a rollover into an IRA.

When it will be ready

Mid-January for mutual fund accounts. Late January for brokerage accounts.

1099-INT

 

What it's used for

To determine any taxes due on your investment income from fixed income investments.

Why you might receive one

You'll get a 1099-INT if, in a brokerage account, you owned an individual bond (or other interest-bearing investment) that paid taxable and/or tax-exempt interest.

(For mutual funds, this income is reported on your 1099-DIV.)

When it will be ready

Mid-February.

1099-OID

 

What it's used for

To determine any taxes due on individual bonds you bought at a discount.

Why you might receive one

You'll get a 1099-OID if, in a brokerage account, you owned an individual bond (or other interest-bearing investment) that was originally purchased at a discount—meaning that you paid less than face value. You're required to report a portion of that OID (original issue discount) each year you own the bond.

Form 1099-OID is issued even if you didn't receive a cash payment from the investment during the year.

When it will be ready

Mid-February.

Form 5498

 

What it's used for

To report your total annual IRA contributions.

Why you might receive one

You'll get a 5498 if you owned a retirement account (like an IRA or employer-sponsored plan account) and:

  • Made a contribution (including catch-up contributions) to an IRA between January 1, 2015, and April 15, 2016.
  • Converted to a Roth IRA.
  • Completed a rollover into an IRA.
  • Recharacterized a contribution.

While Vanguard sends a copy of this form to the IRS, it generally isn't necessary when you're preparing your tax returns.

However, it may be used the following year to help determine whether or not you need to take a required minimum distribution (RMD).

When it will be ready

Mid-May (for all account types).

Why May? Because contributions can be made until April 15 for the previous tax year.

Form 1042-S

 

What it's used for

For nonresident aliens to report amounts that are subject to income tax withholding.

Why you might receive one

You'll only get a 1042-S if you're a nonresident alien and:

  • From a nonretirement account, you received any dividend, short-term capital gains, or long-term capital gains distributions.
  • From a retirement account (including IRAs), you took any withdrawals.
  • You had any federal income tax withheld from those withdrawals (referred to as nonresident alien withholding).

If you haven't provided Vanguard with a completed Form W-8BEN to certify your foreign status, you may instead receive a 1099-B or 1099-DIV to report these activities.

When it will be ready

Late February for mutual fund accounts. Mid-March for brokerage accounts.

1099-Q

 

What it's used for

To determine any taxes due on education savings account (ESA) withdrawals.

Why you might receive one

You'll only get a 1099-Q if you owned either an ESA or a Vanguard 529 College Savings Plan account and you:

  • Took a withdrawal.
  • Transferred assets from your Vanguard account to another financial institution.

When it will be ready

Mid-January.

Form 5498-ESA

 

What it's used for

To report your total annual education savings account (ESA) contributions.

Why you might receive one

You'll get a 5498-ESA if you owned an ESA and:

  • Made a contribution.
  • Transferred assets from another institution to your Vanguard account.

This form is primarily for your records. It generally isn't necessary when you're preparing your tax returns.

When it will be ready

Late April.

1099-MISC

 

What it's used for

To determine any taxes due on substitute payments for stocks.

Why you might receive one

You'll get a 1099-MISC if, in a nonretirement margin account, you received substitute payments in lieu of dividends for individual stocks.

When it will be ready

Mid-February.

REFERENCE CONTENT

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What the form doesn't report

  • Redemptions and exchanges from money market funds.
  • Transfers between nonretirement accounts within the same fund.
  • Conversions from Vanguard Investor Shares to Vanguard Admiral™ Shares.
  • Distributions from a retirement plan, including an IRA (see 1099-R information).
  • Accounts registered to a nonresident alien.
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Special note to owners of TIPS

There are two components to reporting for TIPS (U.S. Treasury inflation-protected securities):

  • Adjustments to principal value, which fluctuates according to changes in the Consumer Price Index, are reported as original issue discounts (OIDs) on Form 1099-OID.
  • Coupon payments are reported as interest on Form 1099-INT.

For details about OID reporting for TIPS, visit irs.gov and review: