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Taxes

Why you might not receive Form 1099-DIV

And where to find your total distributions if you don't get the form.
2 minute read

You'll need at least $10 in earnings

You'll get a 1099-DIV each year you receive a dividend distribution, capital gains distribution, or foreign taxes paid for your taxable investments.

But if the amount is less than $10 for the year, no 1099-DIV is sent. This is particularly likely for money market funds because low interest rates have held their yields down.

But remember: You're still required to report that income to the IRS.

You'll only get it for certain account types

These accounts never generate a 1099-DIV:

  • IRAs and other tax-deferred retirement accounts.
  • Accounts registered to nonresident aliens, who receive Form 1042-S instead.
  • Exempt registrations, such as corporations, money purchase pension plans, profit-sharing plans, certain types of trusts, and charities.

You can always find your distribution information online

Even if you don't receive a 1099-DIV, you can find the tax-reporting information you need online, anytime.

Get details on your dividend and capital gains distributions

View your personal tax formsĀ 

View your personal tax formsĀ 

Although our associates are qualified to provide information about Vanguard funds and services, they can't provide tax advice. If your tax situation is complex or if you're uncertain of the interpretation of a specific tax rule, we recommend that you seek advice from a qualified tax professional.