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How Vanguard can help you save for retirement

Whether you want to automate your savings, manage your accounts yourself, or have them managed for you, we're here to help.

We're ready to partner with you

We've been helping people save for the past 40 years, and we're excited to welcome you aboard.

What you can expect from Vanguard

High-quality funds

94% of Vanguard mutual funds and ETFs (exchange-traded funds) performed better than their peer-group averages over the past 10 years.* Our competitive performance is one reason our funds so often appear on "best of" lists.

Low costs

Our expenses and fees are among the lowest—in fact, they're 81% less than the industry's average.†† And the less money taken out of your earnings, the more stays in your account, helping you along in your retirement journey one step at a time.

Top fund managers

Our in-house management teams have the experience and expertise you'd expect from the company that launched the first index fund for everyday investors. And we complement them with portfolio managers from around the world, chosen for their skills in specific areas of the market.

Personal attention

If the balance in your Vanguard accounts is $50,000 or more, you'll qualify for additional services and lower costs.

Simplicity & convenience

Whether you want to sign up for automatic investments, see your accounts from your mobile device, or create a complete portfolio by choosing one fund, we make it easy for you.

Help when and where you need it

We can help you choose investments, get your plan together, or even manage your accounts for you.

Get started

Open a retirement account

We're here to help

Talk with one of our investment specialists.

Call 888-387-5539

Monday through Friday
8 a.m. to 10 p.m., Eastern time

WHERE DOES RETIREMENT FIT INTO YOUR PRIORITIES?


Use our handy tools

You're putting money away for your future, but how do you know if it will be enough?

Roll over your retirement money

Did you leave retirement savings behind at an old job? Get more flexibility and easier money management.

Open a Vanguard IRA®

Find out how an IRA can help you start saving—and get tax benefits—today!

REFERENCE CONTENT

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Mutual fund

A type of investment that pools shareholder money and invests it in a variety of securities. Each investor owns shares of the fund and can buy or sell these shares at any time. Mutual funds are typically more diversified, low-cost, and convenient than investing in individual securities, and they're professionally managed.

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ETF (exchange-traded fund)

A type of investment with characteristics of both mutual funds and individual stocks. ETFs are professionally managed and typically diversified, like mutual funds, but they can be bought and sold at any point during the trading day using straightforward or sophisticated strategies.

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Earning

The investment return you accumulate on the savings in your account.

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Index fund

A type of mutual fund or ETF (exchange-traded fund) that seeks to track the performance of a particular market index (for example, the S&P 500 Index) by buying and holding all or a representative sample of the securities in the index, in the same proportions as their weightings in the index.

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Portfolio

A complete view of all the money in your account—i.e., not specific investments.

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ETF (exchange-traded fund)

An ETF combines the diversification and professional management of a mutual fund with the trading flexibility and intraday pricing of an individual stock.