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Changes coming soon

We're working on updates that will reflect changes made by the CARES Act. In the meantime, some of the details on this page may need to change due to the passage of the CARES Act. The Coronavirus Aid, Relief, and Economic Security Act was passed into law on March 27, 2020 and includes flexibility for retirement savers including temporary waivers for RMDs, waivers of early withdrawal penalties, and relief for plan sponsors.

Learn more about the CARES Act here

Retirement

Social Security will be an important part of your retirement plan. Our new features explain everything you need to know, including how to maximize your Social Security benefits.

Ages 20–49: Saving

Commit to the future you deserve.

Learn the basics of saving for retirement
Prioritize your savings goals
Learn about IRAs
Get help saving

Ages 50–64: Getting ready

Prepare for the adventure of a lifetime.

Learn the basics of planning for retirement
Tool: Will I have enough to retire?
Get help planning

Ages 65+: Living it

Make your hard-earned savings last.

Learn the basics of managing your money in retirement
Tool: How long will my savings last?
Get help managing money in retirement
Maximizing your Social Security benefits Read it When it comes to taking Social Security — timing matters Read it Social Security claiming strategies Watch it Build your Social Security strategy worksheet Use it

You want to feel confident you're making smart choices. Could you use a hand?

Advice crafted just for you

You want to make the best decisions when it comes to retirement. On the other hand, you don't want to waste hard-earned money padding someone else's pocket.

Our advice service brings you both powerful technology and human interaction whenever you need it. At costs among the lowest in the industry. Win-win.

Get a customized retirement plan or call 800-523-9447 to speak with an investment professional.

Up your retirement game

See our latest tips

Hear from the real experts

Interact with the Vanguard community on our blog

All investing is subject to risk, including the possible loss of the money you invest. Diversification does not ensure a profit or protect against a loss.

Investments in bond funds are subject to interest rate, credit, and inflation risk.

Advice services are provided by Vanguard Advisers, Inc., a registered investment advisor, or by Vanguard National Trust Company, a federally chartered, limited-purpose trust company.