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Where to put your emergency fund?

Money market funds are a great choice because they're safe investments with values that don't change from day to day.

Protect your cash

For your emergency fund, you'll want to choose investments that are:

  • Safe from market risk. You want to know that your money will be there when you need it—especially in times of market or economic turbulence.
  • Easy to access. This will ensure you'll be able to take care of your emergency quickly!
  • Interest-bearing. The point of an emergency fund isn't to make money, but don't turn down the opportunity to earn interest on your savings.

Your fund choices

We offer several options to meet your needs for cash preservation, liquidity, safety, and competitive yields.

To determine which money market is best for your short-term investment needs, check out this table, which compares important details like investment strategy, investment minimum, expense ratio, 7-day yield, and other important considerations to help you choose.

Let us help you

We can help you build your safety net and find the financial stability you need.

Ready to get started?

Start your emergency fund today.

Start your emergency fund

We're here to help

Talk with one of our investment professionals.

Call 800-841-3999

Monday through Friday
8 a.m. to 8 p.m., Eastern time



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Usually refers to investment risk, which is a measure of how likely it is that you could lose money in an investment. However, there are other types of risk when it comes to investing.

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Settlement fund

This money market mutual fund holds the money you use to buy securities, as well as the proceeds whenever you sell.