Open an account now
In just a few steps, you can be on your way to reaching your goal!
Step 1: Select your account type
If you'll be the only one using this account, choose an individual account.
If someone else—like a spouse—needs access to the account, choose a joint account.
Step 2: Choose your investments
The mutual fund you select depends on how long you have to save.
If you'll need the money in less than a year, select Vanguard Prime Money Market Fund.
If you have longer to save, you have a much wider variety of options.
Step 3: Open your account online
If you want to open your account with an electronic transfer from your bank, you'll need your bank routing and account numbers, which you can find on your checks.
If you don't set up your bank information when you open the account, remember to come back and link your accounts later. That way, you'll be able to get your money quickly when you need it!
Fees & other details
- The minimum investment for most of our funds, including Vanguard LifeStrategy® Funds, is only $3,000.
- We'll waive the $20 annual account service fee if you register for online access and sign up for electronic delivery of account documents.
- There are no other fees to open an account.