A family of multiple generations sitting together, laughing and smiling.
Personal finance

Simplify your Wealth Management

See how bringing more assets to Vanguard can lead to exclusive benefits.
4 minute read
December 15, 2022
Personal finance
Wealth management
Estate planning

Vanguard's guiding principles—investing for the long term, staying the course, and exercising discipline—have helped you achieve your investment goals and get you to where you are now. But as the year comes to a close, consider how consolidating more of your assets with Vanguard could help you create an even stronger legacy.

Why should I consolidate my assets at Vanguard?

Consolidating your assets may sound like just another task to add to your to-do list, but the benefits might be worth the effort. Once you have over $5 million in assets under management invested in Vanguard mutual funds or Vanguard ETFs®, you'll have access to a relationship manager, among other exclusive benefits. Your relationship manager would be your point of contact on all things Vanguard-related and could help you navigate the complex processes that come with having a high net worth portfolio.

Exclusive products and services with $5M+ at Vanguard:

Family legacy planning & trust services

Wealth and estate planning

Access to private equity

Tax-efficient strategies & solutions

Philanthropic planning

Cash management solutions

Investment advice

100 commission-free trades

What can a relationship manager offer in terms of value?

A relationship manager can get to know you and your goals and help you navigate the intricacies of your Vanguard account. Whether you want to open up a trust account, start charitable giving, or bring your children into the financial conversation, your relationship manager can help you make financial decisions that will set you and your family up for success.

Once you have a relationship manager, you won't have to wait on hold; you can contact them directly through the secure message center or by making an appointment online. They'll help you and the members of your household understand the larger picture of your legacy.


Are there other reasons I should consolidate my assets?

Yes. Consolidating is a great way to simplify your estate planning goals. Holding your assets at multiple institutions can make it harder for your heirs to process your estate, and varying paperwork requirements and timelines can lead to errors and pressure on your loved ones. By bringing your assets to Vanguard, you can help reduce the complexity of estate transition for your heirs.


What else could my relationship manager help with?

Your relationship manager could also help with your philanthropic planning. When it comes to estate planning, philanthropic giving can be advantageous for those with high net worth portfolios. Lots of charitable giving is done at the end of the year, so it's a good time to consider whether consolidating your assets and making a gift makes sense for you. We can help explore the most tax efficient means of gifting and make the process as easy as possible. And when you donate through a donor-advised fund such as Vanguard Charitable, it can help reduce the tax obligation of your estate.


How could consolidating my accounts help with taxes?

Holding all of your assets at one institution could simplify your tax process. Instead of receiving tax forms from multiple institutions, you'd be able to access them all in one convenient location. Your relationship manager will be able to talk with you and your tax advisor together to streamline the process even more.

Interested in our exclusive services or transferring assets? Call us at 866-960-9258 Monday through Friday from 8 a.m. to 8 p.m., Eastern time.

Most Viewed

Ready to invest? See how to open an account
Start with this step-by-step guide to opening a personal investment account, such as a general investing brokerage account or an IRA.
Backdoor Roth IRA What it is and how to set it up
If you are a high-income earner, a Backdoor Roth IRA may be a good retirement investment option for you. Learn what it is and how to set up this type of retirement plan.
Who owns Vanguard?
Who owns Vanguard? Learn why we're proud to be the only investor-owned investment management company and how we focus on putting investor needs first.
Are bonds a good investment right now?
Learn how high-quality bonds can play a valuable role in your portfolio in a high-yield environment.
Top 6 tips: Your year-end financial checklist
Discover our new international fund

All investing is subject to risk, including the possible loss of the money you invest.

For more information about Vanguard funds or Vanguard ETFs, obtain a mutual fund or an ETF prospectus or, if available, a summary prospectus. Investment objectives, risks, charges, expenses, and other important information are contained in the prospectus; read and consider it carefully before investing.

You must buy and sell Vanguard ETF Shares through Vanguard Brokerage Services (we offer them commission-free) or through another broker (which may charge commissions). See the Vanguard Brokerage Services commission and fee schedules for full details. Vanguard ETF Shares are not redeemable directly with the issuing fund other than in very large aggregations worth millions of dollars. ETFs are subject to market volatility. When buying or selling an ETF, you will pay or receive the current market price, which may be more or less than net asset value.

Vanguard Personal Advisor Services is provided by Vanguard Advisers, Inc., a registered investment advisor, or by Vanguard National Trust Company, a federally chartered, limited-purpose trust company.

The services provided to clients who elect to receive ongoing advice will vary based upon the amount of assets in a portfolio. Please review Form CRS and the Vanguard Personal Advisor Services Brochure (PDF) for important details about the service, including its asset-based service levels and fee breakpoints.