How Vanguard can help you save for college
You'll need one last thing to reach your college goal—the right partner.
We're ready to help you every step of the way
We want to make it as easy as possible for you to save for your child's future. That's why it's important for you to get the most for your money.
What you can expect from Vanguard
Our expenses and fees are among the lowest in the industry.* And the less money taken out of your account earnings, the more stays in your account—getting you closer to your goal.
We hire top investment professionals with the experience and expertise needed to manage your investments.
We've grown into one of the largest 529 plan money managers.** So you can count on us to be here for you now and in the long run.
The Vanguard 529 Plan has earned a "Silver" rating from Morningstar.†
Simplicity is the name of the game. You can get started in a few simple steps. And adding to your savings and managing your account is easy.
Help from college specialists
Whether you need a simple question answered or you want us to walk you through opening an account, we've got you covered.
We're here to help
Talk with one of our education savings specialists.
Monday through Friday
8 a.m. to 8 p.m., Eastern time
Find out how Vanguard can help you
On December 22, 2017, the president signed new tax legislation into law. The following describes several new provisions related specifically to 529 plan accounts, beginning with the 2018 tax year:
- Account owners can use assets to pay for qualified K-12 expenses up to $10,000 per year per student.
- Account owners can treat K-12 withdrawals as qualified expenses with respect to the federal tax benefit. The tax treatment of such withdrawals at the state level (determined by the taxpayer’s state of residence) is less clear, and states may ultimately determine the treatment of these withdrawals independently. Account owners should consult their tax advisors for further guidance.
- Account owners can roll over 529 plans to ABLE plans, up to the ABLE annual contribution limit. States may need to expand the definition of qualified withdrawals to include rollovers into ABLE plans. Without a change to the definition, such rollovers could be categorized as nonqualified withdrawals.
We'll provide more information as additional details about the effects of the tax bill become clear. We encourage you to consult a qualified tax advisor about your personal situation.