The Vanguard 529 plan

Vanguard Target Enrollment Portfolios

With our Target Enrollment Portfolios, you make just one decision, and your investment is put to work.

Open a Vanguard 529 account

Target-enrollment investing

Target-enrollment investing has made saving for education about as easy as it gets. You simply consider the Vanguard Target Enrollment Portfolio closest to the year you expect your student to start school—from kindergarten through graduate or trade school. Then we take it from there.

How they work

Target Enrollment Portfolios are diversified among stock, bond, and cash investments, in proportions that meet your enrollment timeline. The asset allocation in each portfolio automatically adjusts to a more conservative mix the closer you get to the first day of school. And because these portfolios have increased the adjustment frequency, the shifts are more gradual—giving you a smoother and potentially less risky path toward your goal.

You also have the flexibility to save for up to 5 education goals in the same account. For example, if you want your child to attend a private high school as well as college, you can invest in 2 separate enrollment portfolios within your account.

Select the right portfolio for your goal

Simply look for the year your student will enter school to select the portfolio that may be right for you.

Vanguard Target Enrollment Portfolios

Allocations represented on the charts are as of April 1, 2022. To view the most recent portfolio allocation as of the prior month-end, please click the individual portfolio profile.

Select the right portfolio for your goal

Simply look for the year your student will enter school to select the portfolio that may be right for you.

Vanguard Target Enrollment Portfolios

Allocations represented on the charts are as of February 28, 2022. To view the most recent portfolio allocation as of the prior month-end, please click the individual portfolio profile.

Enrollment year based portfolios profiles

Each portfolio is professionally managed and automatically adjusts to become more conservative as the beneficiary gets closer to enrollment.

The Vanguard 529 College Savings Plan is a Nevada Trust administered by the office of the Nevada State Treasurer.

See a list of individual 529 portfolios

For more information about The Vanguard 529 College Savings Plan, download a Program Description PDF or request one by calling 866-734-4533. The Program Description includes investment objectives, risks, charges, expenses, and other information; read and consider it carefully before investing. Vanguard Marketing Corporation, Distributor.

If you are not a Nevada taxpayer, consider before investing whether you or the designated beneficiary's home state offers any state tax or other benefits that are only available for investments in such state's qualified tuition program. Other state benefits that are only available for investments in such state's qualified tuition program. Other state benefits may include financial aid, scholarship funds, and protection from creditors. 

The Vanguard Group, Inc., serves as the Investment Manager for The Vanguard 529 College Savings Plan and through its affiliate, Vanguard Marketing Corporation, markets and distributes the Plan. Ascensus Broker Dealer Services, LLC, serves as Program Manager and has overall responsibility for the day-to-day operations. The Plan's portfolios, although they invest in Vanguard mutual funds, are not mutual funds. Investment returns are not guaranteed and you could lose money by investing in the Plan.

State tax treatment of K-12 withdrawals is determined by the state(s) where the taxpayer files state income tax. Please consult with a tax advisor for further guidance.