Why choose a Vanguard Target Enrollment Portfolio for your 529 account?
Vanguard Target Enrollment Portfolios make choosing an investment for education savings about as easy as it gets. Consider a portfolio based on the year you expect your student to start school—from kindergarten through graduate or trade school. We’ll take it from there.
Benefits of the Vanguard Target Enrollment Portfolio
How to pick the right Target Enrollment portfolio for your 529 account
Look for your student's expected enrollment year and consider the portfolio that best matches that time frame.
2030 / 2031
Year entering school
Asset allocation
Stocks
44.82%
Bonds
53.5%
Short-term reserves
1.68%
Vanguard Target Enrollment Portfolios
Take a glance at the risk ratings and asset allocations of each portfolio profile listed by enrollment year.
Allocations represented on the charts are as of October 1, 2024. To view the most recent portfolio allocation as of the prior month-end, view the individual portfolio profile.
2040 / 2041
Year entering school
Asset allocation
Stocks
93%
Bonds
7%
Short-term reserves
0%
2036 / 2037
Year entering school
Asset allocation
Stocks
74%
Bonds
26%
Short-term reserves
0%
2034 / 2035
Year entering school
Asset allocation
Stocks
62%
Bonds
38%
Short-term reserves
0%
2032 / 2033
Year entering school
Asset allocation
Stocks
53%
Bonds
47%
Short-term reserves
0%
2030 / 2031
Year entering school
Asset allocation
Stocks
42.63%
Bonds
54%
Short-term reserves
3.37%
2028 / 2029
Year entering school
Asset allocation
Stocks
27.96%
Bonds
55.36%
Short-term reserves
16.68%
2026 / 2027
Year entering school
Asset allocation
Stocks
20.29%
Bonds
49.66%
Short-term reserves
30.05%
2024 / 2025
Year entering school
Asset allocation
Stocks
16.42%
Bonds
40.26%
Short-term reserves
43.32%
2022 / 2023
Year entering school
Asset allocation
Stocks
12.57%
Bonds
30.75%
Short-term reserves
56.68%
Commencement
Year entering school
Asset allocation
Stocks
11.6%
Bonds
28.4%
Short-term reserves
60%
The Vanguard 529 College Savings Plan is a Nevada Trust administered by the office of the Nevada State Treasurer.
For more information about The Vanguard 529 College Savings Plan, download a Program Description (PDF) or request one by calling 866-734-4533. The Program Description includes investment objectives, risks, charges, expenses, and other information; read and consider it carefully before investing. Vanguard Marketing Corporation, Distributor.
If you are not a Nevada taxpayer, consider before investing whether your or the designated beneficiary's home state offers any state tax or other benefits that are only available for investments insuch state's qualified tuition program. Other state benefits may include financial aid, scholarship funds, and protection from creditors.
The Vanguard Group, Inc., serves as the Investment Manager for The Vanguard 529 College Savings Plan and through its affiliate, Vanguard Marketing Corporation, markets and distributes the Plan. Ascensus Broker Dealer Services, LLC, serves as Program Manager and has overall responsibility for the day-to-day operations. The Plan's portfolios, although they invest in Vanguard mutual funds, are not mutual funds. Investment returns are not guaranteed, and you could lose money by investing in the Plan.
State tax treatment of K–12 withdrawals is determined by the state(s) where the taxpayer files state income tax. Please consult with a tax advisor for further guidance.