Investors with up to $50,000
As an investor with up to $50,000 at Vanguard, you'll receive the high level of service you expect from us. You'll find investments that meet your needs, financial help when you want it, and products and services that will make doing business with us as easy as possible.
Investors with $50,000 to $500,000*
You're a Voyager client at Vanguard, and the benefits you'll receive will help you manage your assets as your portfolio grows.
Your Voyager® benefits include:
- Investment professionals who will listen to you, address your questions, and offer financial education and resources to empower your decisions.
- Access to ongoing portfolio oversight through Vanguard Personal Advisor Services® for a low fee.
Investors with $500,000 to $1 million*
You're a Voyager Select client at Vanguard, which offers you a team of experienced investment professionals and additional discounts on brokerage trades.
Your Voyager Select® benefits include:
- A team of experienced investment professionals who will act as your guide to all we have to offer. They can answer your questions, make transactions, and help you learn about all of the products and services available to you.
- Access to ongoing advice and portfolio oversight from a Certified Financial Planner™ (CFP®) professional through Vanguard Personal Advisor Services (for a low fee).
You must buy and sell Vanguard ETF Shares through Vanguard Brokerage Services (we offer them commission-free) or through another broker (which may charge commissions). See the Vanguard Brokerage Services commission and fee schedules for limits. Vanguard ETF Shares are not redeemable directly with the issuing fund other than in very large aggregations worth millions of dollars. ETFs are subject to market volatility. When buying or selling an ETF, you will pay or receive the current market price, which may be more or less than net asset value.
All investing is subject to risk, including the possible loss of the money you invest.
Advice services are provided by Vanguard Advisers, Inc., a registered investment advisor, or by Vanguard National Trust Company, a federally chartered, limited-purpose trust company.
VAI is a subsidiary of The Vanguard Group, Inc., and an affiliate of Vanguard Marketing Corporation. Neither VAI nor its affiliates guarantee profits or protection from losses.
Vanguard Personal Advisor Services charges fees based on a tiered fee schedule calculated as an average net advisory fee on all assets managed by Vanguard Advisers, Inc or by Vanguard National Trust Company. For portfolios less than $5 million in assets, the fee is 0.30%; for portfolios from $5 million and below $10 million in assets, the fee is 0.20%; for portfolios between $10 million and $25 million in assets, the fee is 0.10%; and for portfolios above $25 million in assets the fee is 0.05%. Retail asset and institutional asset fees will be assessed separately.
The services provided to clients who elect to receive ongoing advice will vary based upon the amount of assets in a portfolio. Please review the Form CRS and Vanguard Personal Advisor Services Brochure for important details about the service, including its asset-based service levels and fee breakpoints.
See what Vanguard assets qualify for these services
Eligibility is first calculated using qualifying assets for an individual client. We then combine the qualifying assets of clients sharing a residential address to determine final eligibility*, with a minimum of $1 million to qualify for Vanguard Flagship Services®.
Assets that qualify
- Any assets under management of Vanguard Personal Advisor Services.
- Vanguard mutual funds and Vanguard ETFs held by a client in certain personal accounts qualify. Personal account types include: individual non-retirement, education savings accounts, IRAs, Joint, Trust, Custodian, Guardian, UTMA, UGMA, Estate, Sole Proprietorship, and Single-Participant SEP IRA plans.
Note: Vanguard assets in a Vanguard 529 Plan, Vanguard Variable Annuity, Multi-participant SEP IRA plans, SIMPLE, i401k, 403(b), family partnership, family corporation, or employer-sponsored retirement plans for which Vanguard provides recordkeeping services may be included in determining eligibility if you also have a personal account holding Vanguard mutual funds or Vanguard ETFs. Assets held in other account types are not eligible to be included in service eligibility determination.
We review qualifications periodically
The qualification criteria (for example, asset levels) are reviewed periodically and could change at any time. Vanguard reserves the right to discontinue enrollment in any of these services or reassign any investor, without prior notification, to the appropriate service level if the investor fails to continue to meet the applicable qualification criteria. Vanguard reserves the right to amend or cancel selected features and benefits at any time without prior notification.
In addition, ongoing access by any particular investor to individual services, discounts, and exemptions is subject to periodic review and may be restricted based upon criteria established solely by Vanguard. While these services are complimentary, some underlying services may charge fees and expenses. Vanguard does not guarantee any level of service.
*Business addresses and other non-residential addresses are not eligible to be aggregated for purposes of determining services.