Tax updates coming soon
We're working on updates that will reflect the new U.S. tax law. In the meantime, this page may not address this development.
In summary, the law expands 529 plans to include tax-free distributions of up to $10,000 per year per student to pay for K-12 expenses. Currently, 529 plans offer tax-free withdrawals only for college expenses.
We recommend that you consult a qualified tax advisor about your personal situation.
What you can expect from The Vanguard 529 Plan
At Vanguard, the focus is on you. We're committed to helping families like yours save for college and invest in your children's future.
Variety of options
We have 3 age-based options that do a lot of the work for you. They're made of a preset mix of Vanguard investments that automatically adjust over time. We also have 20 individual portfolios that you can mix if you want more control.
Our costs are among the lowest in the industry.* And the less you pay in fees and costs, the more savings you keep in your account.
We hire top investment professionals with the experience and expertise you'd expect from Vanguard.
We've grown to be one of the largest managers of money in 529 plans.** So you can count on us to be here for you now and in the long run.
Top industry rating
The Vanguard 529 Plan has earned a "Gold" rating from Morningstar. In fact, we've gotten the highest Morningstar rating each year since the plan started.†
Easy ways to invest
You can link your bank account to your 529 account and set up an automatic investment schedule, which allows you to contribute for a convenient and systematic way to add to your savings.
Great customer service
Our education specialists are here to help guide you through the process—whether you're opening an account, contributing money to your portfolio, or completing another transaction.
Give us a call at 866-734-4533.
Extra levels of personal attention
Your Vanguard 529 Plan account balance could qualify you for one of our higher levels of personal service, which includes decreased costs and increased levels of personalization and advice.
More ways to boost your savings
You can use Ugift® to invite others to celebrate a child's milestones with the gift of college savings. The gifts are then deposited directly into your Vanguard 529 Plan account.
And you can join Upromise to get cash back for college when you make everyday purchases. Your Upromise® earnings can then be transferred to your 529 account.
Get started now
Other plans we manage
The College Savings Iowa® 529 Plan
The Iowa plan has a low minimum investment of just $25 and a range of Vanguard investment options to choose from, including 4 age-based savings tracks and 10 individual portfolios.
More plans with Vanguard investments
Colorado, Missouri, and New York also have plans that feature Vanguard investments and low minimum contributions of just $25.
The Vanguard 529 College Savings Plan is a Nevada Trust administered by the Board of Trustees of the College Savings Plans of Nevada, chaired by the Nevada State Treasurer.
We're here to help
Talk with one of our education savings specialists.
Monday through Friday
8 a.m. to 9 p.m., Eastern time