Skip to main content

Find investments for your goal

To find the right investments, start by thinking about when you'll need the money.

Is your goal less than 1 year away?

If you need your money in 1 year or less, you're going to want to stick with low-risk investments that are easy to access, like money market funds. We offer several options to meet your needs for preservation, liquidity, safety, and competitive yields.

To determine which money market is best for your short-term investment needs, check out this table, which compares important details like investment strategy, investment minimum, expense ratio, 7-day yield, and more.

Is your goal more than 1 year away?

If you won't need the money for more than a year, you have additional investment options to consider. Some types of investments give you a greater chance to earn more toward your goal, but they also carry greater risk.

Ready to get started?

Start saving for your goal today.

Open an account now

We're here to help

Talk with one of our investment specialists.

Call 800-891-5355

Monday through Friday


Layer opened.

Money market fund

A mutual fund that invests in very-short-term securities. Because they tend to have stable share prices and a relatively low rate of return, money market funds are often used for the cash portion of a portfolio or for holding money you'll need soon.

Layer opened.


An asset—like a mutual fund, ETF (exchange-traded fund), stock, bond, or CD (certificate of deposit)—purchased in the hope that it will increase in price or pay income.

Layer opened.


Usually refers to investment risk, which is a measure of how likely it is that you could lose money in an investment. However, there are other types of risk when it comes to investing.

Layer opened.

Asset mix

The way your account is divided among different asset classes, including stock, bond, and short-term or "cash" investments.

Layer opened.

Mutual fund

A type of investment that pools shareholder money and invests it in a variety of securities. Each investor owns shares of the fund and can buy or sell these shares at any time. Mutual funds are typically more diversified, low-cost, and convenient than investing in individual securities, and they're professionally managed.

Layer opened.

ETF (exchange-traded fund)

A type of investment with characteristics of both mutual funds and individual stocks. ETFs are professionally managed and typically diversified, like mutual funds, but they can be bought and sold at any point during the trading day using straightforward or sophisticated strategies.

Layer opened.

ETF (exchange-traded fund)

An ETF combines the diversification and professional management of a mutual fund with the trading flexibility and intraday pricing of an individual stock.

Layer opened.

Asset allocation

The way an investment portfolio is divided among various asset classes, such as cash investments, bonds, and stocks. Also known as "investment mix."