Mutual funds can help lower the risks of investing
Take some of the anxiety out of investing by letting a mutual fund do a little of the work for you.
Give your money a chance to grow
Investing in mutual funds offers benefits you won't get from trading individual stocks and bonds on your own.
Less risk through more diversification
One mutual fund can invest in hundreds—sometimes thousands—of individual securities at once. So if any one security does poorly, the others are there to help offset that risk.
Lower costs
With a no-load mutual fund, you pay one (hopefully low) expense ratio—instead of racking up the commissions you'd pay when buying and selling individual securities yourself.
Professional management
You don't have to keep track of every security your mutual fund owns. The fund is managed by experts who take care of that for you.
Convenience
You can buy and sell mutual fund shares online or by phone and set up automatic investments and withdrawals.
Consider your mutual fund options
Choosing which Vanguard mutual funds to invest in can be as simple as picking one fund to do the work of an entire portfolio or as customized as building your portfolio from a variety of fund options.
Once you've selected your funds, it's easy to open your account online.
We're here to help
If you're new to Vanguard:
Call 800-252-9578
If you're already a Vanguard client:
Call 800-888-3751
Monday to Friday
8 a.m. to 10 p.m., Eastern time
Saturday
9 a.m. to 4 p.m., Eastern time
Send us an e-mailAll investing is subject to risk, including the possible loss of the money you invest. Diversification does not ensure a profit or protect against a loss.
For the 10-year period ended December 31, 2013, 10 of 10 Vanguard money market funds, 49 of 51 Vanguard bond funds, 17 of 18 Vanguard balanced funds, and 81 of 91 Vanguard stock funds—for a total of 157 of 170 Vanguard funds—outperformed their Lipper peer-group averages. Only funds with a minimum 10-year history were included in the comparison. Source: Lipper, a Thomson Reuters Company. The competitive performance data shown represent past performance, which is not a guarantee of future results. See the most recent performance of our funds
Vanguard provides services to the Vanguard funds and ETFs at cost.
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No-load mutual fund
A fund that charges no sales fees either on the front end (when you buy fund shares) or back end (when you sell fund shares).
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Expense ratio
A mutual fund's annual operating expenses, expressed as a percentage of the fund's average net assets. It's calculated annually and removed from the fund's earnings before they're distributed to investors, directly reducing investors' returns.
An expense ratio includes management, administrative, marketing, and distribution fees. It doesn't include loads or purchase or redemption fees.
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