Mutual funds can help lower the risks of investing

Take some of the anxiety out of investing by letting a mutual fund do a little of the work for you.

Give your money a chance to grow

Investing in mutual funds offers benefits you won't get from trading individual stocks and bonds on your own.


Less risk through more diversification

One mutual fund can invest in hundreds—sometimes thousands—of individual securities at once. So if any one security does poorly, the others are there to help offset that risk.


Lower costs

With a no-load mutual fund, you pay one (hopefully low) expense ratio—instead of racking up the commissions you'd pay when buying and selling individual securities yourself.

See how low-cost, no-load mutual funds are just the start

Get details on fees & minimums for Vanguard mutual funds


Professional management

You don't have to keep track of every security your mutual fund owns. The fund is managed by experts who take care of that for you.



You can buy and sell mutual fund shares online or by phone and set up automatic investments and withdrawals.

Consider your mutual fund options


Choosing which Vanguard mutual funds to invest in can be as simple as picking one fund to do the work of an entire portfolio or as customized as building your portfolio from a variety of fund options.

Explore different types of mutual funds

Get help & advice to narrow your options


Once you've selected your funds, it's easy to open your account online.

See how easy it is to open a mutual fund account

All investing is subject to risk, including the possible loss of the money you invest. Diversification does not ensure a profit or protect against a loss.

For the 10-year period ended December 31, 2013, 10 of 10 Vanguard money market funds, 49 of 51 Vanguard bond funds, 17 of 18 Vanguard balanced funds, and 81 of 91 Vanguard stock funds—for a total of 157 of 170 Vanguard funds—outperformed their Lipper peer-group averages. Only funds with a minimum 10-year history were included in the comparison. Source: Lipper, a Thomson Reuters Company. The competitive performance data shown represent past performance, which is not a guarantee of future results. See the most recent performance of our funds

Vanguard provides services to the Vanguard funds and ETFs at cost.

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