Vanguard LifeStrategy Funds
Decide how you want to divide your money between stocks and
bonds—then let the fund do the work.
What is the LifeStrategy Fund?
Asset allocation—the mix of stocks, bonds, and cash held in your portfolio—can have a big impact on your long-term returns. So why not pick a fund with an asset allocation that fits your goals, time horizon, and risk tolerance Vanguard LifeStrategy® Funds are designed to help you manage risk while growing your savings.
Find out which LifeStrategy Fund is best for you
LifeStrategy 20/80 Fund
You may be interested in this fund if you care mostly about current
income and accept the limited growth potential that comes with less exposure to stock market risk.
LifeStrategy 40/60 Fund
You may be interested in this fund if you care about current income more
than long-term growth, but still want some growth potential with less exposure to stock market risk.
LifeStrategy 60/40 Fund
You may be interested in this fund if you care about long-term growth
more than current income and want more growth potential while accepting higher exposure to stock market risk.
LifeStrategy 80/20 Fund
You may be interested in this fund if you care about long-term growth
and are willing to accept significant exposure to stock market risk in
exchange for more growth potential.
Compare these funds at a glance
LifeStrategy Funds can help you
Lower your risk through diversification
Each fund invests in thousands of U.S. and international stocks and bonds, inc luding exposureto major market sectors and segments.
Save time
Each fund is professionally managed to maintain its specific asset allocation, freeing you from the hassle of ongoing rebalancing.
Lower costs
The average Vanguard LifeStrategy Fund expense ratio is ${cf.tokens.expense-ratios.lessThanVgLifeStrategyCompareBalancedFundsIndAvgPercent} less than the industry average.*
When you're paying less for your funds, more money stays in your account to work for you.