Ready to invest in a LifeStrategy Fund?
Ready to invest in a LifeStrategy Fund?
Find out which LifeStrategy Fund is best for you
Asset allocation—the mix of stocks, bonds, and cash held in your portfolio—can have a big impact on your long-term returns. So why not pick a fund with an asset allocation that fits your goals, time horizon, and risk tolerance? Vanguard LifeStrategy® Funds are designed to help you manage risk while growing your savings.
Compare these funds at a glance
Fund name | Investment time horizon | Target allocation | Risk potential |
VASIX LifeStrategy Income Fund |
3 to 5 years | 20% stocks 80% bonds |
2 |
VSCGX LifeStrategy Conservative Growth Fund |
More than 5 years | 40% stocks 60% bonds |
3 |
VSMGX LifeStrategy Moderate Growth Fund |
More than 5 years | 60% stocks 40% bonds |
3 |
VASGX LifeStrategy Growth Fund |
More than 5 years | 80% stocks 20% bonds |
4 |
Compare these funds at a glance
Fund name
VASIX
LifeStrategy Income Fund
Investment time horizon
3 to 5 years
Target allocation
20% stocks
80% bonds
Risk potential
2
Fund name
VSCGX
LifeStrategy Conservative Growth Fund
Investment time horizon
More than 5 years
Target allocation
40% stocks
60% bonds
Risk potential
3
Fund name
VSMGX
LifeStrategy Moderate Growth Fund
Investment time horizon
More than 5 years
Target allocation
60% stocks
40% bonds
Risk potential
3
Fund name
VASGX
LifeStrategy Growth Fund
Investment time horizon
More than 5 years
Target allocation
80% stocks
20% bonds
Risk potential
4
LifeStrategy Funds can help you:
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Ready to invest in a Lifestrategy Fund?
New to Vanguard or looking to consolidate your savings?
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Ready to invest in a Lifestrategy Fund?
New to Vanguard or looking to consolidate your savings?
Already a Vanguard client?
Log in to view your account.
*Vanguard average LifeStrategy Funds expense ratio: 0.13%. Industry average expense ratio for comparable balanced funds: 0.67%. Industry averages exclude Vanguard. Sources: Vanguard and Morningstar, Inc., as of December 31, 2021.
All investing is subject to risk, including the possible loss of the money you invest. Diversification does not ensure a profit or protect against a loss.
Each LifeStrategy Fund invests in four broadly diversified Vanguard funds and is subject to the risks associated with those underlying funds.