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Rollovers & transfers

Changes coming soon

We're working on updates that will reflect changes made by the SECURE Act. In the meantime, some of the details on this page may not be accurate. We also recommend that you consult a qualified tax advisor about your personal situation.

401(k) & 403(b) rollovers

When you left your job, did you leave money behind? Take control of your hard-earned savings by moving it into a rollover IRA.*

Gain more flexibility over your investments and a clearer view of your retirement picture with an IRA. And keep that money growing tax-deferred—maybe even tax-free.

Roth or traditional IRA?

Start with what type of 401(k) or 403(b) you had at work. Then review other factors, like taxes.

Roll over in 3 easy steps

Get started online or let one of our rollover specialists be your guide and handle the details.

Account transfers

Have other investments here, there, and everywhere? Clear the clutter and enjoy the time and cost savings that come with consolidation.

Feel more confident about your financial future by bringing it all together and making it easier to manage your entire portfolio. As your account grows at Vanguard, so do your cost savings.