Finally. Financial advice powered by relationships, not commissions.

We all have questions when it comes to money. From how to maximize your retirement income to knowing the appropriate investment strategy based on your goals—it can be a lot to think about. Having a trusted advisor by your side can help you feel confident about your future.


Talk with an investment professional.

800-742-9998

800-742-9998

Monday through Friday
8 a.m. to 8 p.m., Eastern time


Introducing
Vanguard Personal
Advisor Services®

Our advisors value true partnerships. They’ll work closely with you to create a personalized plan to help you reach your goals and are available to connect whenever you have questions.

We don’t work on commissions

Our advisors are salaried and don’t earn commissions. They have no financial incentives to recommend certain products and will create a plan that's goal-driven, not market-driven. And they’ll use the low-cost funds and investment strategies Vanguard is known for.

or call
800-742-9998800-742-9998

Lower than the industry average

The annual cost for Vanguard Personal Advisor Services is just 0.30% of the assets we manage for you. The minimum amount you'll need to have an advisor manage is $50,000.* (If you have less than that, consider Vanguard Digital Advisor™.) If we manage a substantial amount of assets for you, the cost of the service gets even lower. The yearly fee is broken into 4 payments, billed quarterly.


Vanguard annual fee

0.3 %

Industry average: 1.01% annual fee1

Annual fee schedule

FEE MANAGED ASSETS
0.30% Up to $5 million
0.20% Above $5 million to $10 million
0.10% Above $10 million to $25 million
0.05% $25 million and above

First, we talk

We get to know you, your goals, and your dreams. We know that there's no one-size-fits-all approach to financial planning. The questions we ask help us see your bigger financial picture and craft a plan that’s truly unique to you, not the market.

Next, we plan

Our advisors use their best thinking, innovative technology, and our time-tested investment philosophy to create your comprehensive financial plan. We share it with you, walk you through it, and answer all your questions before you commit to anything. When you’re ready, we put your plan into action.

See a sample snapshot of a financial plan

Images that show portions a sample financial plan for PAS clients. These images show a 93% chance the hypothetical client will reach their goal of having $3,520,000 saved for retirement by 2046.

This illustration is hypothetical and does not represent an actual client portfolio.

Our eyes on your goals

We keep track of your progress with ongoing maintenance and quarterly rebalancing as needed to help make sure you’re on course to meet your goals. We’ll partner with you to revise your plan when needed.

See sample account dashboard

Be prepared for all market conditions

We plan ahead, stress-testing your portfolio against thousands of possible scenarios. You'll get a detailed analysis, evaluating multiple factors that can impact your cash flow—plus one-on-one support from your advisor when you need to talk things through.

Why Vanguard

Digital Investing, Brand
of the Year2

Vanguard Personal Advisor Services Based on the 2020 Harris Poll
EquiTrend® Equity Score

Digital Investing, Most
Trusted/Most Loved Brand2

Vanguard Personal Advisor Services Based on the 2020 Harris Poll
EquiTrend® Equity Score

2019 Morningstar Awards for Investing Excellence, Exemplary Stewardship, USA3

“Straightforward, well-executed strategies that consistently put
investors first.”


Frequently asked questions

Frequently asked questions about Vanguard advice

See what Vanguard Personal Advisor Services can do for you.

or call

Or talk with an investment professional

800-742-9998

Monday through Friday, 8 a.m. to 8 p.m., Eastern time

Want to stay informed?

Sign up for our monthly newsletter.

Thank you. We’ll be in touch soon.

We may also send you other Vanguard information you might be interested in. You can opt out at any time.

Your goals are our goals

Our unique, client-owned structure keeps us focused on investor needs first.