Organization accounts
Planning for your business or organization? Take advantage of opportunities to grow that money until you need it.
What is an organization account?
Looking to set up an investment account for a business? This type of account offers trading and investment features that can help your business work toward its financial goals.
Consider opening an organization account for a legally established company—including:
- Corporations
- Partnerships
- Limited liability companies
- Sole proprietorships
- Endowments and foundations
- Estates
- Professional associations
- Unincorporated enterprises
Things you should know before you get started
Minimum investment accounts
You'll need $3,000 to buy most Vanguard mutual funds, though there are some with lower or higher minimums.1
And you can invest in any ETF (exchange-traded fund) for the price of 1 share, which will vary throughout the day.
Other companies' funds may have different minimums, so be sure to check their prospectuses. And like ETFs, minimums for individual stocks, certificates of deposit (CDs), and bonds are based on their current market prices.
Taxes
Your investment earnings—the money your money makes—will likely be taxed at the federal, state, and sometimes local levels. The tax rate depends largely on your income and how long you hold the investment.
You could shrink that tax bill by choosing tax-efficient investments.
Expectations for investment returns
Trying to find the fastest road to riches could put your hard-earned savings at risk just as quickly.
Particularly when making a shorter-term investment—less than 7–10 years, for example—you'll want to choose the combination of bonds and stocks that strikes the right balance between risk and reward.
Other investment costs
Some investments have obvious costs—like trading commissions and service fees. But keep a keen eye on
At Vanguard, you'll enjoy no commission to trade ETFs, stocks, and Vanguard mutual funds online. Our account service fees are avoidable,2 and our expense ratios are 84% less than the industry average.3 Put it all together, and you keep more of your money in your account, where it belongs.
Open an organization account in just 4 steps
It's easy to open an organization account online, and it takes just a few minutes.
Legally establish your entity or organization
For organization accounts you'll potentially need to file documents through the State to make things official. Once you have your official documents create a digital copy of them to include with the application.
Complete your application online
1.
Note: If you're a new client, call us at 855-495-3849.
2. Have these 3 required items on hand:
- An established organization or entity (an LLC, a corporation, a limited partnership, etc.).
- A completed organization account application, including the personal information of the authorized signer(s), information about the organization, the type of organization, and the organization's tax identification number.
- Supporting legal documents (as detailed below).
3. Attach copies of 2 relevant supporting documents. As part of federal regulatory requirements to prove your organization is established and in good standing, we need copies of pages from the legal documents used to establish the organization. We require:
- A copy of documented evidence of the existence of the organization. Acceptable documents vary depending on the registration type of the organization. In general, these include articles of incorporation, a state-issued charter, a certificate of good standing (filed with the state), and operational bylaws. See page 4 of the organization account application for detailed document requirements based on your organization type.
- A document identifying the individuals authorized to transact on the Vanguard Brokerage Account on behalf of the organization. In general, these include a corporate resolution, an operating agreement, and board minutes.
Note: Once we receive your completed application, it will take 5 business days to review, process, and open your account. Your request will be delayed if you don't include all the requested documents and information.
Fund your account
If the money is coming from your bank, provide your bank account and routing numbers for an electronic transfer or your bank name and wire date for a transfer.
If it's coming from another investment company …
Select your investments
Choose from more than 150 Vanguard mutual funds and 70 Vanguard ETFs®.
You can also complement your portfolio with funds and ETFs from hundreds of other companies, as well as individual stocks, CDs, and bonds.
Minimum initial investment requirements for most mutual funds range from $1,000 to $100,000 depending on the fund and the
A $25 annual account service fee is charged for all Vanguard Brokerage Accounts, as well as for each fund held in a legacy mutual fund-only account by clients with less than $5 million in qualifying Vanguard assets. For brokerage clients, Vanguard Brokerage doesn't charge the fee to clients who elect e-delivery of statements and the annual privacy policy notice; confirmations; reports, prospectuses, and proxy materials; and notices, amendments, and other important account updates. In addition, Vanguard Brokerage doesn't charge the fee to clients with at least $5 million in qualifying Vanguard assets. See the full commission and fee schedules for details on additional exclusions.
Vanguard average ETF and mutual fund expense ratio: 0.07%. Industry average ETF and mutual fund expense ratio: 0.44%. All averages are asset-weighted. Industry average excludes Vanguard. Sources: Vanguard and Morningstar, Inc., as of December 31, 2025.
All investing is subject to risk, including the possible loss of the money you invest.
Tax rates will vary based on the individual and on changing tax rates. You may wish to consult a tax advisor about your situation.