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How to buy CDs & bonds online

You need a Vanguard Brokerage Account to buy CDs and bonds. If you don't already have one, it's easy to open one online.

Already have a brokerage account? You can start investing now.

Enjoy commission-free trades on new and existing U.S. Treasury securities and new-issue CDs, U.S. government agency securities, and corporate bonds.*

Need to open a brokerage account?

Step 1

Choose an account type based on your investing goal

  • A general account for you or owned jointly with someone else.
  • A Roth or traditional IRA.
  • A custodial account for a child.
  • A SEP-IRA if you're self-employed or own a small company.

Step 2

Open your account online in about 10 minutes

It doesn't take long to open an account if you have some information handy, such as your Social Security and bank account numbers.

Your settlement fund will be Vanguard Federal Money Market Fund.

Have an account to transfer?

You'll get more for your money and stay in charge of your assets.

REFERENCE CONTENT

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Settlement fund

A fund used to pay for and receive proceeds from trades in your brokerage account.

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See how easy it is to place a trade online

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CDs

Certificates of Deposit that generally pay more interest than standard savings accounts.

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U.S. Treasury securities

A negotiable debt obligation issued by the U.S. government for a specific amount and maturity. Income from Treasury securities is exempt from state and local tax, but not from federal income tax. Treasury securities include Treasury bills (T-bills), Treasury notes (T-notes), and Treasury bonds (T-bonds).

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Corporate bonds

A bond issued by a corporation rather than by a government. The credit risk is based on the appraised payment ability of the company that issued the bond and its willingness to pay.

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U.S. government agency securities

Low-risk debt obligations that are issued by the United States government.