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How to buy CDs & bonds online

You need a Vanguard Brokerage Account to buy CDs and bonds. If you don't already have one, it's easy to open one online.

Already have a brokerage account?

Need to open a brokerage account?

Step 1

Choose an account type based on your investing goal

  • A general account for you or owned jointly with someone else.
  • A Roth or traditional IRA.
  • A custodial account for a child.
  • A SEP-IRA if you're self-employed or own a small company.

Step 2

Open your account online in about 10 minutes

It doesn't take long to open an account if you have some information handy, such as your Social Security and bank account numbers.

Your settlement fund will be Vanguard Federal Money Market Fund.

Have an account to transfer?

You'll get more for your money and stay in charge of your assets.

Open or transfer accounts

Have CDs or bonds somewhere else?

We're here to help

If you're new to Vanguard:

Call 800-252-9578

Monday through Friday
8 a.m. to 8 p.m., Eastern time

If you're already a Vanguard client:

Call 800-888-3751

Monday through Friday
8 a.m. to 10 p.m., Eastern time


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Settlement fund

A fund used to pay for and receive proceeds from trades in your brokerage account.

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See how easy it is to place a trade online