Partnering with a Vanguard advisor can help you reach your goals
Whether you're saving for retirement, a college education, a home, or you're about to retire or already retired, your partnership with a Vanguard advisor is at the heart of the service. An advisor will work closely with you to craft a personalized, goals-based financial plan according to your unique situation, then manage your portfolio to help you reach your goals.
Recent Vanguard research shows that an advisor who provides professional financial planning, coaching, and portfolio management services can add meaningful value compared to the average investor experience.*
Build your portfolio with low-cost funds. Our research suggests that lower-cost investments have tended to outperform higher-cost alternatives. That's why an advisor will build a portfolio with low-cost funds.
Serve as your investing coach. During times when the market rises or falls, it's easy to be tempted to abandon a well-thought-out plan. An advisor acts as an investing coach during these times to help an investor stick to the plan and stay on course.
Minimize your taxes. The less you pay in taxes, the more money you keep. According to our research, an advisor can help minimize an investor's tax burden in two ways: first, by efficiently allocating assets between taxable and tax-advantaged accounts; and second, when the time comes to withdraw money, such as for retirement, by developing a tax-smart distribution plan.
Here's how an advisor adds value
Build your portfolio with low-cost funds.
Serve as your investing coach.
Vanguard Personal Advisor Services is specifically designed to leverage these disciplined investing principles.
*Source: Donald G. Bennyhoff and Francis M. Kinniry Jr., 2016.
Vanguard Advisor's Alpha®. Valley Forge, Pa.: The Vanguard Group.
vanguard.com/advisorvalue
