An advisor partners with you to build your portfolio using a mix of low-cost diversified stock and bond funds. This broad diversification helps reduce your risk. And the low cost keeps more money working for you.
To keep you on target, the advisor reviews your portfolio on a regular basis and rebalances it as necessary to maintain the right mix of stock and bond funds according to your financial plan.
During times when the market rises or falls, it's easy to be tempted to abandon a well-thought-out plan. A Vanguard advisor acts as your investing coach during these times to keep you on course.
The less you pay in taxes, the more money that stays invested for you. That's why a Vanguard advisor manages your portfolio with a focus on tax-efficiency. And when the time comes to withdraw your money, such as in retirement, you'll receive a tax-smart distribution plan.
At the center of reinventing advice is partnering with a Vanguard advisor. Our advisors work closely with you to develop a customized goals-based financial plan based on your unique financial situation—and then manage your portfolio to help you reach your goals. Whether you're saving for retirement, a college education, or a home, or you're already retired, an advisor can help.
Here's how a Vanguard advisor can help you.