Advice reinvented

Vanguard Personal Advisor Services™

Nearly 40 years ago, we changed the investment world by introducing low-cost investing and helped investors keep more of their money. Now we're reinventing financial advice to help you earn more, pay less, and partner with an advisor who works solely for your benefit.

Partnering with a Vanguard advisor can help you reach your goals

An advisor partners with you to build your portfolio using a mix of low-cost diversified stock and bond funds. This broad diversification helps reduce your risk. And the low cost keeps more money working for you.

To keep you on target, the advisor reviews your portfolio on a regular basis and rebalances it as necessary to maintain the right mix of stock and bond funds according to your financial plan.

During times when the market rises or falls, it's easy to be tempted to abandon a well-thought-out plan. A Vanguard advisor acts as your investing coach during these times to keep you on course.

The less you pay in taxes, the more money that stays invested for you. That's why a Vanguard advisor manages your portfolio with a focus on tax-efficiency. And when the time comes to withdraw your money, such as in retirement, you'll receive a tax-smart distribution plan.

At the center of reinventing advice is partnering with a Vanguard advisor. Our advisors work closely with you to develop a customized goals-based financial plan based on your unique financial situation—and then manage your portfolio to help you reach your goals. Whether you're saving for retirement, a college education, or a home, or you're already retired, an advisor can help.

Here's how a Vanguard advisor can help you.

Constructs your portfolio.

Reviews and rebalances your portfolio.

Serves as your investing coach.

Minimizes your taxes.

Reinventing how a financial advisor works for you

Our advisors don't receive extra compensation for their recommendations or for selling you investment products and services. They're all professionally trained financial advisors. And they work solely for your benefit, listen to what you want, and develop a personalized plan based on your unique financial situation.

You'll find Vanguard advisors are dedicated to helping you reach your goals. Our advisors partner with you to manage your portfolio on an ongoing basis—allowing you to be as involved as you want to be—using our time-proven investment methodology. And they're there for you when life events affect your plans and you need to make updates.

See how Vanguard Personal Advisor Services can help you get better portfolio performance at a low cost when you partner with a Vanguard advisor.

Keep $16,087 more working for you

Professional investment advice from a Vanguard advisor helps give you the best chance of investment success at a low cost. You can take advantage of this service for only 0.30% of your assets under management annually. That's less than one-fourth the industry average of 1.32%.**

For example, with a $100,000 investment, our low annual advisory fee could mean you'd keep $1,020 more the first year alone working for you compared with the industry average. Over a 10-year period, with compounding, that puts $16,087 more in your portfolio working for you.

**Source: PriceMetrix, 2010.

Keep $53,423 more working for you

For example, with a $100,000 investment, our low annual advisory fee could mean you'd keep $1,020 more the first year alone working for you compared with the industry average. Over a 20-year period, with compounding, that puts $53,423 more in your portfolio working for you.

**Source: PriceMetrix, 2010.

Keep $133,156 more working for you

For example, with a $100,000 investment, our low annual advisory fee could mean you'd keep $1,020 more the first year alone working for you compared with the industry average. Over a 30-year period, with compounding, that puts $133,156 more in your portfolio working for you.

**Source: PriceMetrix, 2010.

10 Years

20 Years

30 Years

†This example is hypothetical and does not represent an investment in any particular fund. It assumes an average annual return of 6%, an annual fee of 0.30% for Vanguard Personal Advisor Services, and the industry average advisor fee of 1.32%.

Keep more of your money with our low costs

Vanguard is founded on the principle that investment companies should make money for their clients, not from their clients. So when we say Vanguard is all about keeping our costs low, it's not just talk. It's embedded in our DNA. It's one of the many reasons we have over 20 million clients. And just as Vanguard is known for keeping costs low, the cost for Vanguard Personal Advisor Services is affordable as well.

Here's how it works

A Vanguard advisor will:

Get to know you, your goals, and your unique financial situation.

Partner with you to create a custom-tailored financial plan.

Put your plan into action and manage your portfolio, allowing you to be as involved as you want to be.

Work with you to keep track of your plan's progress

Rebalance your portfolio as necessary and partner with you to revise your plan when important changes in your life occur.

Get started today

Call 800-992-5541 to schedule a consultation to learn what partnering with a Vanguard financial advisor could mean for your portfolio.

There's no obligation.

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"All three of the largest fund companies are privately held, but Vanguard is unique because it's owned by its fund shareholders. Profits are plowed back into the company's operations, and used to reduce fees."

ASSOCIATED PRESS, OCTOBER 2010

"There's reason to trust the firm, which earns an A grade for its culture in Morningstar's Stewardship methodology."

MORNINGSTAR, MAY 2013

Call 800-992-5541 today or GET STARTED NOW

All investing is subject to risk, including the possible loss of the money you invest.

This website is operated and maintained by Vanguard Advisers, Inc. (VAI). The advisory services offered herein are provided by VAI, a federally registered investment advisor.