529 portfolios backed by our premium brand
Looking for a complete portfolio in one investment that balances your asset mix for you? Or are you a DIY investor who'd rather strategize on your own? We're here for you either way.
How do you want to pick investments for your 529 account?
"I want an easy, hands-off way to save for my goal."
If managing your own investments seems too complicated or involved, then considering our Target Enrollment Portfolios could be your next move. Simply pick a portfolio based on the year closest to when you expect your student to start attending school—it could be any time from kindergarten through college and beyond. We do the rest for you, including automatically shifting your savings to become more conservative as your targeted date draws near. Once you open your account, all you have to do is check periodically to make sure the portfolio continues to align with your risk level and goal.
"I'm more hands-on and would rather create my own strategy."
If you're more of a do-it-yourself investor and like to remain in control, you can design an investment strategy from our individual portfolios. Select up to 5 portfolios at a time, and then manage that mix based on your time horizon and tolerance for risk.
Want to use our individual portfolios but need some help figuring out your asset mix? We're on it:
Pay attention to costs
All investments have costs. But the less you pay in 529 expenses, the more you can keep for education. And when it comes to low costs, The Vanguard 529 Plan is recognized as a leader.
529 savings tools and options to help you plan
The Vanguard 529 College Savings Plan is a Nevada Trust administered by the office of the Nevada State Treasurer.
For more information about The Vanguard 529 College Savings Plan, obtain a
If you are not a Nevada taxpayer, consider before investing whether your or the designated beneficiary's home state offers any state tax or other benefits that are only available for investments in such state's qualified tuition program. Other state benefits may include financial aid, scholarship funds, and protection from creditors.
State tax treatment of K–12 withdrawals is determined by the state(s) where the taxpayer files state income tax. Please consult with a tax advisor for further guidance.
The Vanguard Group, Inc., serves as the Investment Manager for The Vanguard 529 College Savings Plan and through its affiliate, Vanguard Marketing Corporation, markets and distributes the Plan. Ascensus Broker Dealer Services, LLC, serves as Program Manager and has overall responsibility for the day-to-day operations. The Plan's portfolios, although they invest in Vanguard mutual funds, are not mutual funds, neither are the Vanguard Short-Term Reserves Account and Bank Savings Portfolio. Investment returns are not guaranteed (except as described in the Program Description for investments in the FDIC-Insured Bank Savings Portfolio), and you could lose money by investing in the Plan.
All investing is subject to risk, including the possible loss of the money you invest.