Multi-fund individual portfolios
The investments below are all-in-one portfolios that can be considered for K–12 goals. Each portfolio is designed for a certain time frame until you need the money.
Consider one or more of the individual portfolios based on the number of years until you need that portion of your money and your comfort level with risk. Select each portfolio to get more information, including risk and asset mix, for that portfolio only.
Because these individual portfolios are static, you should revisit your asset allocation each year and reallocate your investments if your risk tolerance or time horizon has changed.
When will you need the money?
Vanguard Interest Accumulation Portfolio
This portfolio could be a good fit if you have a short-term savings goal.
Snapshot
- Your main priority is preserving principal.
- Unit prices are expected to remain stable or fluctuate only slightly.
Vanguard Income Portfolio
This portfolio could be a good fit if you're saving for a short- to medium-term savings goal.
Snapshot
- Unit prices are expected to have low-to-moderate fluctuation.
- You should be comfortable with investing in the bond market.
Vanguard Conservative Growth Portfolio
This portfolio could be a good fit for investors with a short- to medium-term savings goal.
Snapshot
- Unit prices are subject to moderate fluctuation.
- You should be comfortable with the ups and downs that come with investing in the stock and bond markets.
Vanguard Moderate Growth Portfolio
This portfolio could be a good fit if you have a long-term savings goal.
Snapshot
- Unit prices are subject to moderate fluctuation.
- You should be comfortable with the ups and downs that come with investing in the stock and bond markets.
Vanguard Growth Portfolio
This portfolio could be a good fit if you have a long-term savings goal.
Snapshot
- Unit prices are subject to wide fluctuation because they hold the majority of assets in common stocks.
- You should be comfortable with the ups and downs that come with investing in the stock and bond markets.
We're here to help
Talk with one of our education savings specialists
Call 866-734-4533
Monday through Friday
8 a.m. to 9 p.m., Eastern time
Open a Vanguard 529 plan
We're here to help
Talk with one of our education savings specialists
Call 866-734-4533
Monday through Friday
8 a.m. to 9 p.m., Eastern time
Open a Vanguard 529 plan
All investing is subject to risk, including the possible loss of the money you invest. There is no guarantee that any particular asset allocation or mix of funds will meet your investment objectives or provide you with a given level of income. Diversification does not ensure a profit or protect against a loss.