Skip to main content

Put the Vanguard advantage to work for you

Consolidating accounts can spell simpler, easier investing. Moving them to Vanguard nudges the benefits bar even higher.

Get more for your money

Enjoy investment costs among the lowest in the industry

The average Vanguard mutual fund and ETF (exchange-traded fund) expense ratio is 83% less than the industry average.*

You'll enjoy no commissions to trade ETFs and Vanguard mutual funds online. And you can also choose from more than 160 no-transaction-fee Vanguard mutual funds and more than 3,000 funds from other companies to build the portfolio you want.

See the difference low costs can make

Our funds also come with no sales loads and no account service fees** when you register for secure access to our website and let us send account documents to you electronically.

Learn how to make your transfer work harder for you

Get lower costs & more personal attention as your account grows

As your overall Vanguard investment grows, you can look forward to decreasing costs and increasing levels of personalization and advice.

Find out what you get as a Voyager or Flagship Services client

And if your focus is on actively managed mutual funds, you may become eligible for our lower-cost Admiral™ Shares as your investment in a specific fund increases.

See how Admiral Shares help keep your costs under control

Get personal, professional investment advice

Call us at 800-523-9442 to find out how partnering with a Vanguard financial advisor can help you reach your investment goals. A Vanguard advisor can provide customized investment advice based on your unique financial situation.

Start your transfer online

We're here to help

Personal investors

Contact us

INVESTOR EDUCATION

Define your goals & have a plan for achieving them
See how 9 model portfolios have performed in the past

PAYING TOO MUCH FOR OTHER FUNDS?

Compare a fund from another company with a similar Vanguard fund

WANT TO MOVE YOUR IRA?

Bring your IRA to Vanguard
Transfer an inherited IRA to Vanguard

REFERENCE CONTENT

Layer opened.

Sales loads

A fee you pay when you buy an investment on the "front end" or sell it on the "back end."

Return to main page
Layer opened.

12b-1 fees

An annual fee charged by some funds to pay for marketing and distribution activites. Like a fund’s expense ratio, the fee is taken directly from fund assets, thus reducing shareholders’ total returns.

Return to main page
Layer opened.

Commissions

A fee charged for making a transaction.

At Vanguard, no one gets paid a sales commission for putting you in one of our funds.

Return to main page
Layer opened.

Account service fees

A fee assessed each year on certain lower-balance mutual fund accounts and paid directly to the funds.

The fee helps offset the cost of serving accounts with smaller balances.

At Vanguard, you can avoid paying yearly account service fees by signing up for our e-service package.

Return to main page
Layer opened.

ETF (exchange-traded fund)

ETFs combine the diversification and professional management of a mutual fund with the trading flexibility and intraday pricing of an individual stock.

Return to main page

footnote*Vanguard average expense ratio: 0.09%. Industry average expense ratio: 0.54%. All averages are asset-weighted. Industry averages exclude Vanguard. Sources: Vanguard and Morningstar, Inc., as of December 31, 2020.

footnote**There are no fees if you sign up to receive statements and other important documents electronically or if you're a Voyager, Voyager Select, Flagship, or Flagship Select client. Otherwise, a $20 fee is charged annually for all Vanguard Brokerage Accounts and for each individual Vanguard mutual fund holding with a balance lower than $10,000.

footnote†As of November 30, 2020.

You must buy and sell Vanguard ETF Shares through Vanguard Brokerage Services (we offer them commission-free) or through another broker (which may charge commissions). See the Vanguard Brokerage Services commission and fee schedules for limits. Vanguard ETF Shares aren't redeemable directly with the issuing fund other than in very large aggregations worth millions of dollars. ETFs are subject to market volatility. When buying or selling an ETF, you'll pay or receive the current market price, which may be more or less than net asset value.

All investing is subject to risk, including the possible loss of the money you invest.