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Vanguard Target Enrollment Portfolios

With our Target Enrollment Portfolios, you make just one decision, and your investment is put to work.

Target-enrollment investing has made saving for education about as easy as it gets. You simply consider the Vanguard Target Enrollment Portfolio closest to the year you expect your student to start school—from kindergarten through graduate or trade school. Then we take it from there.

How they work

Target Enrollment Portfolios are diversified among stock, bond, and cash investments, in proportions that meet your enrollment timeline. The asset allocation in each portfolio automatically adjusts to a more conservative mix the closer you get to the first day of school. And because these portfolios have increased the adjustment frequency, the shifts are more gradual—giving you a smoother and potentially less risky path toward your goal.

You also have the flexibility to save for up to 5 education goals in the same account. For example, if you want your child to attend a private high school as well as college, you can invest in 2 separate enrollment portfolios within your account.

Select the right portfolio for your goal

Simply look for the year your student will enter school to select the portfolio that may be right for you.

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Vanguard Target Enrollment Portfolios

Allocations represented on the charts are as of October 30, 2020. To view the most recent portfolio allocation, click the portfolio name next to each chart.

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ASSET ALLOCATION Target Enrollment 2038/2039
PORTFOLIO PROFILE
Target Enrollment 2038/2039

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ASSET ALLOCATION Target Enrollment 2036/2037
PORTFOLIO PROFILE
Target Enrollment 2036/2037

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ASSET ALLOCATION Target Enrollment 2034/2035
PORTFOLIO PROFILE
Target Enrollment 2034/2035

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ASSET ALLOCATION Target Enrollment 2032/2033
PORTFOLIO PROFILE
Target Enrollment 2032/2033

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ASSET ALLOCATION Target Enrollment 2030/2031
PORTFOLIO PROFILE
Target Enrollment 2030/2031

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ASSET ALLOCATION Target Enrollment 2028/2029
PORTFOLIO PROFILE
Target Enrollment 2028/2029

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ASSET ALLOCATION Target Enrollment 2026/2027
PORTFOLIO PROFILE
Target Enrollment 2026/2027

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ASSET ALLOCATION Target Enrollment 2024/2025
PORTFOLIO PROFILE
Target Enrollment 2024/2025

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ASSET ALLOCATION Target Enrollment 2022/2023
PORTFOLIO PROFILE
Target Enrollment 2022/2023

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ASSET ALLOCATION Target Enrollment 2020/2021
PORTFOLIO PROFILE
Target Enrollment 2020/2021

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ASSET ALLOCATION Target Enrollment COMMENCEMENT
PORTFOLIO PROFILE
Target Enrollment COMMENCEMENT

The Vanguard 529 College Savings Plan is a Nevada Trust administered by the office of the Nevada State Treasurer.

Open a Vanguard 529 Plan

RELATED OPTIONS

See a list of individual 529 portfolios

REFERENCE CONTENT

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How do you think about investing and risk?

If you think ...

  • Fluctations in the market are bad, no matter how long your investment time horizon.
  • You're more comfortable with investments that have a little more price stability, even if they may provide lower returns.

Your risk tolerance may be:

Conservative, which is a 1 or 2 on a scale of 1 to 5 measuring risk tolerance.

Conservative

If you think ...

  • You can deal with some market fluctuations.
  • Mixing different asset classes feels comfortable to you, because if one temporarily loses value, the other can help offset the decline in your account balance.

Your risk tolerance may be:

Moderate, which is a 3 on a scale of 1 to 5 measuring risk tolerance.

Moderate

If you think ...

  • Market fluctuations aren't a big deal.
  • You'd rather have the potential for higher returns, even at a higher risk of losing money.

Your risk tolerance may be:

Aggressive, which is a 4 or 5 on a scale of 1 to 5 measuring risk tolerance.

Aggressive

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For more information about The Vanguard 529 College Savings Plan, download a Program Description PDF or request one by calling 866-734-4533. The Program Description includes investment objectives, risks, charges, expenses, and other information; read and consider it carefully before investing. Vanguard Marketing Corporation, Distributor.

Before investing in any 529 plan, you should consider whether your or the beneficiary's home state offers a 529 plan that provides its taxpayers with favorable state tax and other benefits that are only available through investment in the home state's 529 plan. Other state benefits may include financial aid, scholarship funds, and protection from creditors. You also should consult your financial, tax, or other advisor to learn more about how state-based benefits (or any limitations) would apply to your specific circumstances. You also may wish to contact directly your home state's 529 plan(s), or any other 529 plan, to learn more about those plans' features, benefits, and limitations. Keep in mind that state-based benefits should be one of many appropriately weighted factors to be considered when making an investment decision.

The Vanguard Group, Inc., serves as the Investment Manager for The Vanguard 529 College Savings Plan and through its affiliate, Vanguard Marketing Corporation, markets and distributes the Plan. Ascensus Broker Dealer Services, LLC, serves as Program Manager and has overall responsibility for the day-to-day operations. The Plan's portfolios, although they invest in Vanguard mutual funds, are not mutual funds. Investment returns are not guaranteed and you could lose money by investing in the Plan.