Vanguard Target Enrollment Portfolios
With our Target Enrollment Portfolios, you make just one decision, and your investment is put to work.
Target-enrollment investing has made saving for education about as easy as it gets. You simply consider the Vanguard Target Enrollment Portfolio closest to the year you expect your student to start school—from kindergarten through graduate or trade school. Then we take it from there.
How they work
Target Enrollment Portfolios are diversified among stock, bond, and cash investments, in proportions that meet your enrollment timeline. The asset allocation in each portfolio automatically adjusts to a more conservative mix the closer you get to the first day of school. And because these portfolios have increased the adjustment frequency, the shifts are more gradual—giving you a smoother and potentially less risky path toward your goal.
You also have the flexibility to save for up to 5 education goals in the same account. For example, if you want your child to attend a private high school as well as college, you can invest in 2 separate enrollment portfolios within your account.
Select the right portfolio for your goal
Simply look for the year your student will enter school to select the portfolio that may be right for you.

Vanguard Target Enrollment Portfolios
Allocations represented on the charts are as of October 30, 2020. To view the most recent portfolio allocation, click the portfolio name next to each chart.
The Vanguard 529 College Savings Plan is a Nevada Trust administered by the office of the Nevada State Treasurer.
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REFERENCE CONTENT
How do you think about investing and risk?
If you think ...
- Fluctations in the market are bad, no matter how long your investment time horizon.
- You're more comfortable with investments that have a little more price stability, even if they may provide lower returns.
Your risk tolerance may be:

Conservative
If you think ...
- You can deal with some market fluctuations.
- Mixing different asset classes feels comfortable to you, because if one temporarily loses value, the other can help offset the decline in your account balance.
Your risk tolerance may be:

Moderate
If you think ...
- Market fluctuations aren't a big deal.
- You'd rather have the potential for higher returns, even at a higher risk of losing money.
Your risk tolerance may be:

Aggressive