We're here for you.
Vanguard is built differently. You own the funds and the funds own Vanguard, which makes you a client-owner. And that's no accident. You're the reason we're here.
"The thing about being client-owned is, there is no us and them."
Karin and Sudarshan Murthy
Vanguarding since 2004
We don't have any stockholders or outside owners to answer to. So we can run our funds at cost, and you get to keep more of your returns. The average expense ratio for Vanguard mutual funds and ETFs (exchange-traded funds) is 82% less than the industry average.* Over time, that means more money can stay in your pocket.
What you get
*As of December 31, 2015, Vanguard's average expense ratio is 0.18% and the industry ...
*As of December 31, 2015, Vanguard's average expense ratio is 0.18% and the industry average expense ratio is 1.01%. Sources: Lipper, a Thomson Reuters Company, and Vanguard.
This hypothetical example assumes a 6% return on a $50,000 investment. If the rate of return were altered, results would vary from those shown. The shaded amounts represent both the amount paid in expenses as well as the "opportunity costs"—the amount you lose because the costs you paid are no longer invested. The final balance shown is after costs. This example doesn't represent any particular investment and doesn't account for inflation. There may be other material differences between investment products that must be considered prior to investing.
"The less you pay, the more you keep."
Vanguarding since 2004
Think you only get what you pay for?
Think again. 91% of our funds performed better than their peer-group averages over the past 10 years.** So you don't have to sacrifice performance for low cost.
of all our money market funds
Bond fund performance
of all our bond funds
All Vanguard fund performance
of all Vanguard funds
Balanced fund performance
of all our balanced funds
Stock fund performance
of all our stock funds
outperformed their peer averages
Click or tap our funds to see how they performed.Continue
**For the 10-year period ended March 31, 2016, 10 of 10 Vanguard money market funds...
**For the 10-year period ended March 31, 2016, 10 of 10 Vanguard money market funds, 46 of 54 Vanguard bond funds, 18 of 18 Vanguard balanced funds, and 112 of 122 Vanguard stock funds—for a total of 186 of 204 Vanguard funds—outperformed their Lipper peer-group average. Results will vary for other time periods. Only funds with a minimum 10-year history were included in the comparison. Source: Lipper, a Thomson Reuters Company. The competitive performance data shown represent past performance, which is not a guarantee of future results. See the most recent performance of our funds
"Just trying to keep that long-term perspective in mind."
Vanguarding since 2005
It's what's best for you that matters
Seriously, each move we make impacts you. So whenever we evaluate our funds, costs, strategies, even our culture, we think about how it affects you and your future. And because putting our clients first is the right thing to do, others have noticed.
Vanguard.com gets an "A+" for
"There's reason to trust the firm, which earns an A grade for its culture in Morningstar's Stewardship methodology."
16 Vanguard funds made the "Money 50" list of recommended funds.Read the article
"… if [a Wall Street firm's] senior management and board would like to study a culture that does put clients first, they should hop in a limo and go 110 miles southwest to Valley Forge, Pa.—the home of The Vanguard Group."
"In every single time period and data point tested,
low-cost funds beat high-cost funds."
The Morningstar study covered expense ratios from 2005 through 2008 and then tracked the funds' progress through March 2010. Total returns were measured as of the end of March 2010 for mutual funds that survived the study period. The study found that in every asset class over every time period, funds in the cheapest quintile produced higher total returns than those in the most expensive quintile.
We've got your back
You'll get the guidance you need along the way to help you maintain a balanced, long-term approach and become a better investor. That's Vanguarding. It's being able to spend more time enjoying your daily life and less time fretting over today's market close.
After all, what means more in the long run?
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