Welcome to a different way of investing

We're a community of 20 million who think—and feel—differently about investing. Together, we're changing the way the world invests.

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"The thing about being client-owned is, there is no us and them."

Karin and Sudarshan Murthy

Vanguarding since 2004

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Keep more of what you earn
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We have no outside owners, which helps us keep costs low. In fact, the average expense ratio for Vanguard mutual funds and ETFs is 81% less than the industry average.* So more of what you earn stays in your pocket. Where it belongs.

$300K
$250K
$200K
$150K
$100K
$50K
Industry average
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What you get
to keep

10 years
20 years
30 years

*As of December 31, 2016, Vanguard's average expense ratio is 0.12% and the industry ...

*As of December 31, 2016, Vanguard's average expense ratio is 0.12% and the industry average expense ratio is 0.62%. All averages are asset-weighted. Industry averages exclude Vanguard. Sources: Vanguard and Morningstar, Inc., as of December 31, 2016.

This hypothetical example assumes a 6% return on a $50,000 investment. If the rate of return were altered, results would vary from those shown. The shaded amounts represent both the amount paid in expenses as well as the "opportunity costs"—the amount you lose because the costs you paid are no longer invested. The final balance shown is after costs. This example doesn't represent any particular investment and doesn't account for inflation. There may be other material differences between investment products that must be considered prior to investing.

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"The less you pay, the more you keep."

Ricardo Guerra

Vanguarding since 2004

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Be part of something special

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Any fund family is only as strong as its fund performance. And 94% of our funds have performed better than their peer-group averages over the last 10 years.**

Money market
fund performance

100%

of all our money market funds

Bond fund performance

94%

of all our bond funds

All Vanguard fund performance

94%

of all Vanguard funds

Balanced fund performance

100%

of all our balanced funds

Stock fund performance

92%

of all our stock funds

outperformed their peer averages

Click or tap our funds to see how they performed.

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**For the 10-year period ended March 31, 2017, 9 of 9 Vanguard money market funds...

**For the 10-year period ended March 31, 2017, 9 of 9 Vanguard money market funds, 51 of 54 Vanguard bond funds, 23 of 23 Vanguard balanced funds, and 124 of 135 Vanguard stock funds—for a total of 207 of 221 Vanguard funds—outperformed their Lipper peer-group average. Results will vary for other time periods. Only mutual funds and ETFs (exchange-traded funds) with a minimum 10-year history were included in the comparison. Source: Lipper, a Thomson Reuters Company. The competitive performance data shown represent past performance, which is not a guarantee of future results. View fund performance

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"Just trying to keep that long-term perspective in mind."

Sam Gooch

Vanguarding since 2005

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You're in good company

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We're built differently. You own the funds, and the funds own Vanguard. When you're surrounded by people who care about the same things you care about, everything else falls into place.

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Vanguard.com gets an A+ for
transaction satisfaction

Mutual Fund Monitor, February 2014

"There's reason to trust the firm, which earns an A grade for its culture in Morningstar's Stewardship methodology."

Morningstar, May 2013

17 Vanguard funds made the "Money 50" list of recommended funds.

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Money, January 2017

"… if [a Wall Street firm's] senior management and board would like to study a culture that does put clients first, they should hop in a limo and go 110 miles southwest to Valley Forge, Pa.—the home of The Vanguard Group."

Harvard Business Review, March 2012

"In every single time period and data point tested,
low-cost funds beat high-cost funds."

The Morningstar study covered expense ratios from 2005 through 2008 and then tracked the funds' progress through March 2010. Total returns were measured as of the end of March 2010 for mutual funds that survived the study period. The study found that in every asset class over every time period, funds in the cheapest quintile produced higher total returns than those in the most expensive quintile.

Morningstar FundInvestor, August 2010
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Where you belong

Whether you're investing for your first house, college for your kids, or a comfortable retirement, Vanguard can help you reach your goals. Vanguard is where you belong.

 

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All investing is subject to risk, including the possible loss of the money you invest.
Vanguard provides services to the Vanguard funds and ETFs at cost. More information about Vanguard funds, including at-cost services, is available in the fund's prospectus.
Mutual Fund Monitor is published by Corporate Insight, Inc., a New York-based research and consulting firm that provides competitive intelligence and digital user experience research.

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