Your plan choicesSmall plan 401(k)
Low-cost, full-service options for 401(k) and profit sharing plans from start-ups to $20 million-plus in assets.Individual 401(k)
Generous contribution limits apply to this plan designed for sole proprietors or partners who have no common-law employees.SEP-IRA
Minimal paperwork is required to set up this plan for small-business owners or the self-employed.SIMPLE IRA
Businesses with 100 or fewer employees who want to maximize employee contributions may find this to be a suitable plan.
Which plan is right for you?
Why choose Vanguard
- Save money
- The average Vanguard fund expense ratio is 82% less than the industry average.* Our Individual 401(k), SEP-IRA, and SIMPLE IRA plans don't require a setup fee.
- Find the right investments
- We offer a diversified fund lineup with no minimum initial investment that has delivered solid long-term investment results.** See our listings in Money magazine.†
- Simplify your plan
- Take a tour of Small Business Online to see how you can manage and make contributions to your plan. Your employees can use Vanguard.com to track their investments.
It's easy to get started
We can provide all the help you need to set up your plan. Call a small-business specialist at 800-992-7188.