Where you invest your money does matter
Our clients are the focus of everything we do. Other companies say that too, but Vanguard was built differently to make sure it actually happens.
What makes Vanguard the place to invest in an IRA?
92% of our funds outperformed peer-group averages over the past decade.*
On average, other companies' mutual funds are 5 times more expensive than Vanguard's.**
Choose from a wide array of options, including stock and bond funds, balanced funds, and target-date funds.
Investing in an IRA shouldn't be complicated. Whether you're new to investing or know what you want, we have easy steps to help you pick your account and investments and open an IRA.
We've been around since 1975 and are now one of the world's largest mutual fund companies.†
What are clients saying about us?
30TH STREET TRAIN STATION—PHILADELPHIA
*For the 10-year period ended December 31, 2013, 10 of 10 Vanguard money market funds, 49 of 51 Vanguard bond funds, 17 of 18 Vanguard balanced funds, and 81 of 91 Vanguard stock funds—for a total of 157 of 170 Vanguard funds—outperformed their Lipper peer-group averages. Only funds with a minimum 10-year history were included in the comparison. Source: Lipper, a Thomson Reuters Company. The competitive performance data shown represent past performance, which is not a guarantee of future results. See the most recent performance of our funds
**Vanguard average expense ratio: 0.19%. Industry average expense ratio: 1.08%. Sources: Vanguard and Lipper, a Thomson Reuters Company, as of December 31, 2013.
***The "Money 50" list published in the January/February 2014 Investor's Guide of Money magazine is based on a low expense ratio, a strong record for putting shareholder interests first, a consistent investment strategy, experienced and trustworthy managers, and long-term performance. Note that past performance cannot be used to predict future returns and that fund share prices will fluctuate, so investors could lose money if they sell when prices have fallen.
†Vanguard managed approximately $2.4 trillion in U.S. mutual fund assets as of December 31, 2013.
††The Morningstar study covered expense ratios from 2005 through 2008 and then tracked the funds' progress through March 2010. Total returns were measured as of the end of March 2010 for mutual funds that survived the study period. The study found that in every asset class over every time period, funds in the cheapest quintile produced higher total returns than those in the most expensive quintile.
Vanguard is client-owned. As a client-owner, you own the funds that own Vanguard.
All investing is subject to risk, including the possible loss of the money you invest. Investments in bonds and bond funds are subject to interest rate, credit, and inflation risk.
Vanguard funds are not insured or guaranteed.