Consider an annuity for lifetime income
You can use an annuity to help meet your spending needs in retirement and reduce the risk that you'll outlive your money. We work with highly rated insurance companies to offer you competitive rates on immediate annuities (also known as income annuities).* With our Vanguard Variable Annuity, you can also choose the lifetime withdrawal benefit, an option you can add for an additional fee when you feel the time is right.
Immediate fixed annuities
An immediate fixed annuity offers:
- Guaranteed payments for life or for a specified number of years for yourself or you and your spouse.**
- Protection from market downturns.
- Payments that can be indexed to inflation.
Get a quote now
Vanguard Annuity Access™, in collaboration with the Income Solutions® platform, provides you with quotes in minutes from well-known insurance companies, as well as comparisons of annuity features.
To obtain a quote, Vanguard clients should log on to vanguard.com. All others should call 800-357-4720. Our noncommissioned, licensed specialists can assist you in making a purchase.
Vanguard Variable Annuity with a lifetime withdrawal benefit
Consider the Vanguard Variable Annuity with the Guaranteed Lifetime Withdrawal Benefit (GLWB) rider if you're looking for income for life but want to retain access to your investment.
Here are some features of the GLWB rider:
- You don't have to irrevocably surrender money.
- Your withdrawals can go up if the markets rise, but will never go down (unless you exceed your annual withdrawal amount, which could reduce or eliminate the benefit provided by the rider).
- You have access to your money at all times.†
- Your income is guaranteed by the issuer.**
- You invest in three designated low-cost Vanguard portfolios.
You can purchase the GLWB at any time prior to age 90—either when you first buy the Vanguard Variable Annuity or sometime down the road when you're ready for an income stream.
You'll pay an additional 1.20% of the total withdrawal base for the rider (2% maximum).†† Our annuity associates can help you determine if a Vanguard Variable Annuity with the GLWB is appropriate for you.
Call us at 800-357-4720
Immediate variable annuities
An immediate variable annuity offers:
- Income for life with growth potential.
- Investments in a selection of Vanguard investment options.
- Payments that can rise (or fall) with the performance of the underlying securities.
Get a quote through American General
You'll be directed to the website for American General Life Companies, the insurer offering an immediate variable annuity featuring Vanguard investments.