Turn to Vanguard for your small-business plan
You can help simplify your retirement planning by joining an investment community where your bottom line is the only one that matters.
Enjoy easy plan setup & administration
Our small-business specialists can guide you to the retirement plan that best suits your business. With Vanguard, you'll benefit from:
- No setup fees. There are no additional costs to establish your retirement plan.
- No commission. Our specialists aren't paid on commission, so you can be sure you're receiving unbiased help.
- Competitive account service fees. Our annual account service fees can be waived in certain circumstances.
- Streamlined account management. Our secure website, Vanguard Small Business Online®, makes it easy to contribute to and administer your plan.
- Help when you need it. From plan setup to day-to-day administration, we take the complexity out of retirement planning so you can stay focused on the needs of your business.
Invest in high-quality funds
We've been helping people to secure their financial futures for more than 40 years by offering funds that deliver a steady investment track record, low costs, and top management.
Competitive long-term performance
87% of our funds have performed better than their peer-group averages over the past 10 years.*
Low investing costs
Broad fund selection
Enjoy a wide selection of mutual funds, including Vanguard Target Retirement Funds, which can help simplify the investment process. And there's no minimum initial investment for small-business retirement accounts.
Opportunity for more potential returns
Because we don't have any stockholders or outside owners to answer to, we can keep our costs low, which can help you keep more of your returns.†
Do you have a plan with another institution?
Here are 2 ways you can still benefit from the advantages of partnering with Vanguard.
Why not consider transferring your existing plan assets to Vanguard?
We'll guide you every step of the way. Call 800-992-7188 to learn more and get started.
Add Vanguard funds to your plan
With our investment-only retirement program, you can provide your employees with a wide range of competitive, no-load Vanguard mutual funds without changing your plan, if your plan allows.
LOOKING FOR A FULL-SERVICE PLAN?
Our program for small- and mid-sized businesses is a high-quality, easy-to-administer retirement offer for 401(k), 403(b), and other defined contribution plan types. It includes a full range of services, such as low-cost investments, recordkeeping, plan administration, compliance, and participant education. The program is available for start-up businesses to those with assets in excess of $20 million.
A type of investment that pools shareholder money and invests it in a variety of securities. Each investor owns shares of the fund and can buy or sell these shares at any time. Mutual funds are typically more diversified, low-cost, and convenient than investing in individual securities, and they're professionally managed.
A fund that charges no sales fees either on the front end (when you buy fund shares) or back end (when you sell fund shares).
The annual operating expenses of a mutual fund or ETF (exchange-traded fund), expressed as a percentage of the fund's average net assets. It's calculated annually and removed from the fund's earnings before they're distributed to investors, directly reducing investors' returns. For example, if you had $10,000 invested in a fund with an expense ratio of 0.20%, you’d pay about $20 a year out of your investment returns.
The investment returns you accumulate on the savings in your account.
A fund designed to provide varying degrees of long-term appreciation and capital preservation based on an investor's age or target retirement date through a mix of asset classes. The mix changes over time to become less focused on growth and more focused on income. Also known as a target-date fund or life-cycle fund.
An owner of shares in a mutual fund or corporation. Also known as a shareholder.