At Vanguard, investing means ownership as well.*
Vanguard is different by design. We’re owned by the people who own our funds, which makes us unique in the industry. This means you can trust that we're your partner, focusing on your long-term success instead of quarterly results. That’s the Value of Ownership.
Our mission: To take a stand for all investors, to treat them fairly, and to give them the best chance for investment success.
Not sure where to start your investment journey?
Vanguard's investment philosophy
See our 4 investing principles designed to help guide investors and give them the best chance for investment success.
- Goals
- Balance
- Costs
- Discipline
If investors know what they’re saving for, they can plan accordingly. Having a clearly defined goal helps investors select the right account type and make smart investment choices.
We recommend having a well-diversified portfolio that includes a variety of assets such as stocks, bonds, and cash equivalents. All investments come with risks, so investors should consider their risk tolerance and choose investments that balance risk and potential reward.
Studies show that investments with lower costs tend to perform better than those with higher costs.1 Spending less on fees means keeping more of the investment's returns. While investors can't control the markets, they can control the amount they pay in fees.
Staying disciplined means remaining committed to a long-term investment plan, even when the markets get unpredictable. Investing can stir up strong emotions, but by sticking to their goals, investors can stay on track for the long run.
See our 4 investing principles designed to help guide investors and give them the best chance for investment success.
If investors know what they’re saving for, they can plan accordingly. Having a clearly defined goal helps investors select the right account type and make smart investment choices.
We recommend having a well-diversified portfolio that includes a variety of assets such as stocks, bonds, and cash equivalents. All investments come with risks, so investors should consider their risk tolerance and choose investments that balance risk and potential reward.
Studies show that investments with lower costs tend to perform better than those with higher costs.1 Spending less on fees means keeping more of the investment's returns. While investors can't control the markets, they can control the amount they pay in fees.
Staying disciplined means remaining committed to a long-term investment plan, even when the markets get unpredictable. Investing can stir up strong emotions, but by sticking to their goals, investors can stay on track for the long run.
- Goals
- Balance
- Costs
- Discipline
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*Vanguard is owned by its funds, which are owned by Vanguard’s fund shareholder clients. Our retail direct investment advisory strategies, in turn, are built on core investments in the Vanguard funds.
1Source: Wallick, Daniel W., Brian R. Wimmer, and James J. Balsamo, 2015. Shopping for Alpha: You Get What You Don’t Pay For. Valley Forge, Pa.: The Vanguard Group.
2Vanguard Digital Advisor received the top rating for "Best Robo-Advisor for Low-Cost Investing" for 2024 among 14 other robo-advisors selected by NerdWallet. NerdWallet evaluated each provider across the following weighted criteria as of October 1, 2023, to determine the winner for low costs: management fees (50%), expense ratios on investments (40%), and account fees (10%). NerdWallet also selected Vanguard Digital Advisor for the 2021 award based on November 16, 2020, data; the 2022 award based on October 1, 2021, data; and the 2023 award based on October 1, 2022, data. Additional details about NerdWallet's methodology are available on their website. Current fees may vary for Digital Advisor and the other robo-advisors considered. Although Vanguard compensates NerdWallet for marketing services, NerdWallet's opinions and evaluations are independent and unrelated to the selection of Digital Advisor for this award. ©2017-2024 and TM, NerdWallet, Inc. All Rights Reserved.
310 Vanguard funds received 12 Refinitiv Lipper Fund Awards. The awards honor mutual funds and firms that have the best risk-adjusted performance over 3-,5-, and 10-year horizons (February 2023). Based on the Lipper Leader for Consistent Return rating, which is a risk-adjusted performance measure calculated over 3, 5, and 10-year periods. The fund with the highest Lipper Leader for Consistent Return (Effective Return) value in each eligible classification wins the Refinitiv Lipper Fund Award. If the funds are eligible for Lipper Fund Awards, are in the Lipper database and meet all criteria as per methodology, they will be considered. The merit of the winners is based entirely on objective, quantitative criteria. Proprietary methodology is the foundation of the Award qualification. Past performance is no guarantee of future results.
4Vanguard was one of a handful of fund companies to continue to receive Morningstar's “High” rating in its 2023 Parent Pillar assessment. The Parent Rating represents Morningstar's assessment of the stewardship quality of a firm. The model considers data points such as manager retention, fees, and the firm's historical performance. Morningstar highlighted Vanguard's advice offer, growth, product development, and strategic shifts in international markets in assigning the rating.
For more information about Vanguard funds, visit vanguard.com to obtain a prospectus or, if available, a summary prospectus. Investment objectives, risks, charges, expenses, and other important information about a fund are contained in the prospectus; read and consider it carefully before investing.
All investing is subject to risk, including the possible loss of the money you invest.
Diversification does not ensure a profit or protect against a loss.
Vanguard Digital Advisor is provided by Vanguard Advisers, Inc. ("VAI"), a federally registered investment advisor.