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Vanguard annual account service fees


ACCOUNT TYPE

Nonretirement accounts

Roth, traditional, and SEP-IRAs

UGMAs, UTMAs, and education savings accounts

FEES

Brokerage accounts:
$20 for each account. Vanguard Brokerage Services® assesses the fee if the total Vanguard assets (Vanguard mutual funds and ETFs) in the account are less than $10,000.

Mutual fund-only accounts:
$20 for each Vanguard mutual fund with an account balance of less than $10,000.

HOW YOU CAN AVOID THE FEE

If you're the primary account owner, you can eliminate this fee by signing up for our e-delivery service, which allows you to receive statements, annual privacy notices, confirmations, and fund reports and prospectuses for mutual fund and brokerage accounts electronically.

We'll also waive the fee if you have at least $50,000 in qualifying Vanguard assets, or if you have an organization or trust account registered under an employee identification number (EIN).


ACCOUNT TYPE

SIMPLE IRAs

FEES

$25 for each Vanguard mutual fund in each account.

HOW YOU CAN AVOID THE FEE

We'll waive the fee if you have at least $50,000 in qualifying Vanguard assets.
See what Vanguard assets qualify


ACCOUNT TYPE

403(b) plans

FEES

$5 per month per Participant ($60 per year).

HOW YOU CAN AVOID THE FEE

The fee is charged for every participant in a plan. It's a flat fee that won't increase as your account assets grow.


ACCOUNT TYPE

Individual 401(k) & Individual Roth 401(k) plans

FEES

$20 for each Vanguard mutual fund in each account.

HOW YOU CAN AVOID THE FEE

We'll waive the fee for all participants in the plan if at least one participant has at least $50,000 in qualifying Vanguard assets.
See what Vanguard assets qualify


ACCOUNT TYPE

The Vanguard 529 Plan

FEES

N/A

HOW YOU CAN AVOID THE FEE

N/A

REFERENCE CONTENT

Layer opened.

See what Vanguard assets qualify

Eligibility is first calculated using qualifying assets for an individual client. We then combine the qualifying assets of clients sharing a residential address to determine final eligibility*.

Assets that qualify

  • Any assets under management of Vanguard Personal Advisor Services.
  • Vanguard mutual funds and Vanguard ETFs held by a client in certain personal accounts qualify. Personal account types include: individual non-retirement, education savings accounts, IRAs, Joint, Trust, Custodian, Guardian, UTMA, UGMA, Estate, Sole Proprietorship, and Single-Participant SEP IRA plans.


Note: Vanguard assets in a Vanguard 529 Plan, Vanguard Variable Annuity, Multi-participant SEP IRA plans, SIMPLE, i401k, 403(b), family partnership, family corporation, or employer-sponsored retirement plans for which Vanguard provides recordkeeping services may be included in determining eligibility if you also have a personal account holding Vanguard mutual funds or Vanguard ETFs. Assets held in other account types are not eligible to be included in service eligibility determination.

We review qualifications periodically

The qualification criteria (for example, asset levels) are reviewed periodically and could change at any time. Vanguard reserves the right to discontinue enrollment in any of these services or reassign any investor, without prior notification, to the appropriate service level if the investor fails to continue to meet the applicable qualification criteria. Vanguard reserves the right to amend or cancel selected features and benefits at any time without prior notification.

In addition, ongoing access by any particular investor to individual services, discounts, and exemptions is subject to periodic review and may be restricted based upon criteria established solely by Vanguard. While these services are complimentary, some underlying services may charge fees and expenses. Vanguard does not guarantee any level of service.

*Business addresses and other non-residential addresses are not eligible to be aggregated for purposes of determining services.