Investing with Vanguard is investing in you

Our 50 years of proven results, expertise, and solutions are why smart investors trust Vanguard.

Trusted by the people you trust

Vanguard guides both industry experts and everyday investors. We offer time-tested products, philosophies, and expertise to help you build a life you'll love.

Saving

The smartest way to save is like your future depends on it.

Investing

Start investing for your today and your someday.

Advice

There's nothing more valuable than a partner who knows how to invest in you.

Investing where it matters: In you

Diverse solutions

84% of Vanguard funds outperform their peers over ten years.1

Expertise

Our clients' success is powered by a team 20,000 strong.

Unmatched value

Low-cost by design, Vanguard fights for investors by setting the standard of value.

Empowering investors for 50 years and counting

You invest in yourself every day, and so do we. Vanguard offers diverse solutions for all your investing needs.

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Vanguard is projected to save investors $350 million this year alone2

Lower investment costs mean more of your money working for you. See how we keep your costs down, so you have a better chance of investing success.

Vanguard's low fees can help you save * -

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Average investment firm -

*As of December 31, 2024, Vanguard's average mutual fund and ETF expense ratio is 0.07%. Industry average mutual fund and ETF expense ratio: 0.44%. All averages are asset-weighted. Industry averages exclude Vanguard. Sources: Vanguard and Morningstar, Inc., as of December 31, 2024. This is a hypothetical calculation that does not represent any particular investment and does not account for inflation. Results shown are not guaranteed. There may be other material differences between investment products that must be considered prior to investing.

A track record of strong performance

Our funds are crafted with you in mind to help you reach your goals of investment success. Over the last 10 years we have had a history of strong performance.1

Donut chart showing Vanguard bonds outperform 72% of peer averages.

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For more information about Vanguard funds, visit vanguard.com to obtain a prospectus or, if available, a summary prospectus. Investment objectives, risks, charges, expenses, and other important information about a fund are contained in the prospectus; read and consider it carefully before investing.

1For the 10-year period ended December 31, 2024, 6 of 6 Vanguard money market funds, 71 of 97 Vanguard bond funds, 21 of 23 Vanguard balanced funds, and 168 of 191 Vanguard stock funds—for a total of 265 of 317 Vanguard funds—outperformed their Lipper peer-group averages. Results will vary for other time periods. Only mutual funds and ETFs (exchange-traded funds) with a minimum 10-year history were included in the comparison Source: LSEG Lipper. The competitive performance data shown represent past performance, which is not a guarantee of future results. http://www.vanguard.com/performance.

2Savings due to the reduction in expense ratios were calculated on a share class basis for each fund for which there is a Vanguard-initiated reduction. AUM as of November 30, 2024, for each relevant share class was multiplied by 2024 expense ratios. The same AUM data was then multiplied by 2025 reduced expense ratios. The difference was added across funds to determine the total estimated savings to Vanguard investors holding those funds in both 2024 and 2025.

You must buy and sell Vanguard ETF Shares through Vanguard Brokerage Services (we offer them commission-free online) or through another broker (who may charge commissions). See the Vanguard Brokerage Services Commission and Fee Schedules for limits. Vanguard ETF Shares are not redeemable directly with the issuing Fund other than in very large aggregations worth millions of dollars. ETFs are subject to market volatility. When buying or selling an ETF, you will pay or receive the current market price, which may be more or less than net asset value.

All investing is subject to risk, including the possible loss of the money you invest. Diversification does not ensure a profit or protect against a loss.

Vanguard's advice services are provided by Vanguard Advisers, Inc. ("VAI"), a registered investment advisor, or by Vanguard National Trust Company ("VNTC"), a federally chartered, limited-purpose trust company.

The services provided to clients will vary based upon the service selected, including management, fees, eligibility, and access to an advisor. Find VAI's Form CRS and each program's advisory brochure here for an overview.

VAI and VNTC are subsidiaries of The Vanguard Group, Inc., and affiliates of Vanguard Marketing Corporation. Neither VAI, VNTC, nor its affiliates guarantee profits or protection from losses.