What else does Vanguard offer?
After you've transferred the account into your name, take a look at the other ways we can help manage your investments.
Personal professional advice
Managing investments isn't for everyone. It can be time-consuming and expensive. With Vanguard Personal Advisor Services®, we'll partner you with an advisor who will work with you to develop a financial plan to meet your goals—at a cost that's less than one-third the industry average.*
Consolidating your accounts at Vanguard makes managing your portfolio and reaching your goals easier.
Consolidation especially makes sense if you manage your own investments. And consolidating at Vanguard offers even more advantages.
Thinking about consolidating IRAs?
If you inherited a Vanguard IRA® and another IRA elsewhere from the same account owner, consider combining the IRAs here at Vanguard. We can help you plan so that you'll have to take only one required minimum distribution (RMD) each year.
Call us at 877-662-7447 to learn more about consolidating IRAs.
Account services & convenience
Vanguard provides services that can make managing your investments—and reaching your goals—easier.
Check your asset mix
Get an asset allocation recommendation online in just a few minutes. Simply answer some questions about your time frame, risk preferences, and financial situation.
Set up automatic investments
Use electronic transfers from your bank, savings and loan, or credit union to automatically invest in Vanguard funds. You decide how much and how often you want to invest. And you can choose to stop the service at any time.
Sign up for our RMD Service
If you have an IRA, including an IRA that you just inherited, you may be required to withdraw a certain amount each year—your RMD. You may qualify for our free RMD Service if you're age 69½ or older and have a traditional, rollover, SEP, or SIMPLE IRA, or a 403(b)(7) or Individual 401(k) with us.
Keep your beneficiaries up to date
One last note: To ensure that your Vanguard IRA assets are distributed as you wish after your death, be sure to add beneficiaries to each of them.
Then be sure to review your beneficiaries once a year and after notable life events such as births, deaths, weddings, and divorces.
Meeting your investment needs
We're here to help
Talk with an experienced investment professional.
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8 a.m. to 10 p.m., Eastern time
Managing your investments
Under federal tax law, most owners of IRAs (except Roth IRAs) must withdraw part of their tax-deferred savings each year, starting at age 70½ (or after inheriting an account). If you withdraw less than your RMD, you may owe a 50% penalty tax on the difference.
A person or organization designated to receive the proceeds of an investment account (or an insurance policy, a pension, or an annuity contract) after the owner's death.
The way an investment portfolio is divided among various asset classes, such as cash investments, bonds, and stocks. Also known as "investment mix."