Skip to main content

What else does Vanguard offer?

After you've transferred the account into your name, take a look at the other ways we can help manage your investments.

Personal professional advice

Managing investments isn't for everyone. It can be time-consuming and expensive. With Vanguard Personal Advisor Services®, we'll partner you with an advisor who will work with you to develop a financial plan to meet your goals.

Account consolidation

Consolidating your accounts at Vanguard makes managing your portfolio and reaching your goals easier.

Consolidation especially makes sense if you manage your own investments. And consolidating at Vanguard offers even more advantages.

Account services & convenience

Vanguard provides services that can make managing your investments—and reaching your goals—easier.

Check your asset mix

Get an asset allocation recommendation online in just a few minutes. Simply answer some questions about your time frame, risk preferences, and financial situation.

Set up automatic investments

Use electronic transfers from your bank, savings and loan, or credit union to automatically invest in Vanguard funds. You decide how much and how often you want to invest. And you can choose to stop the service at any time.

Sign up for our RMD Service

If you have an IRA, including an IRA that you just inherited, you may be required to withdraw a certain amount each year—yourRMD. You may qualify for our free RMD Service if you're age 72 (age 70½ if you attained age 70½ before 2020) or older and have a traditional, rollover, SEP, or SIMPLE IRA, an inherited IRA, or an Individual 401(k) with us.

Keep your beneficiaries up to date

One last note: To ensure that your Vanguard IRA assets are distributed as you wish after your death, be sure to add beneficiaries to each of them.

Then be sure to review your beneficiaries once a year and after notable life events such as births, deaths, weddings, and divorces.

Meeting your investment needs

Open or transfer accounts

We're here to help

Talk with an experienced investment professional.

Call 877-445-8798

Monday through Friday

Prioritize your goals

If you have several goals—retirement, your children's college education—let us help you figure out how to tackle them all, and in what order.

Pump up your financial knowledge

Plain talk on everything from learning how to invest to managing your portfolio.

Get complete portfolio management

We can custom-develop and implement your financial plan, giving you greater confidence that you're doing all you can to reach your goals.


Layer opened.

Required minimum distribution (RMD)

Under federal tax law, most owners of IRAs (except Roth IRAs) must withdraw part of their tax-deferred savings each year, starting at age 72 (age 70½ if you attained age 70½ before 2020) or after inheriting an account. If you withdraw less than your RMD, you may owe a 50% penalty tax on the difference.

Layer opened.


A person or organization designated to receive the proceeds of an investment account (or an insurance policy, a pension, or an annuity contract) after the owner's death.

Layer opened.

Asset allocation

The way an investment portfolio is divided among various asset classes, such as cash investments, bonds, and stocks. Also known as "investment mix."