The confidence that comes with a dedicated advisor

You'll need to invest a minimum of $500,000 to work with our advisors, and we'll waive any fund minimums for you. The following types of Vanguard accounts count toward the minimum:

• Individual accounts (mutual fund or brokerage).
• IRAs.
• Trust accounts.

We can't advise you on the following types of accounts (and they don't count toward the minimum), but we can still include them in your plan and give you guidance that you can implement yourself:

• Ineligible 401(k) and 403(b) accounts.
• i401(k) accounts.
• 529 accounts.
• UGMA/UTMA accounts.
• Other investment accounts you hold outside of Vanguard.

Vanguard is one of the largest investment companies in the world with decades of experience and global recognition. Our highly respected investment managers, researchers, strategists, and economists have developed a deep expertise in all areas of investing. You'll get access to the best thinking of these Vanguard experts along with a customized plan based on your personal goals that applies our methodologies to your situation. On top of that, our financial advisors are ready to help when you need it, by phone, email, or videochat.

Personal Advisor Select might be a good fit for you if:

• You have questions about investing.
• You want a smart strategy to save for things like: funding your retirement, saving for college tuition, buying a home, or starting a business.
• You don't enjoy making investment decisions or you'd rather spend your time doing other things. (You want someone else to keep an eye on your portfolio for you.)
• It's tough to stick to a long-term plan or you often react to market volatility.
• You have to make complex financial decisions (Social Security, health care funding, or withdrawing retirement savings) and want help making these decisions.
• You believe in the power of diversification, low costs, and a long-term view.
• You want help managing your investments in a tax-efficient manner and want to take advantage of tax-loss harvesting.*

If you're looking for an advisor who will identify "hot" investment trends and actively trade to beat the market, Personal Advisor Select is NOT the right fit for you.

To review some questions you should ask if you're considering financial advice, read the Advisor Client Relationship Summary (Form CRS) conversation starter questions.

You can also get important details about this service, including asset-based service levels and fee breakpoints, in the Vanguard Personal Advisor Select Brochure.

We've always believed that successful investing can be simpler than many people think, but decades of experience have taught us that not everyone is as passionate about investing as we are—and that's okay.

For people who aren't as interested in creating and monitoring an in-depth financial plan (or delving into the nuances of asset allocation, rebalancing, taxes, and goal prioritization), we're here to help. We also believe that talking to an advisor can be helpful if things get a bit stormy, whether it's in the market or your personal life.

First, you'll fill us in on some information (things like your needs and goals, including a timeline for each, and information on your non-Vanguard assets). You can do this online or over the phone. Then you'll set up a time to speak to an advisor. The advisor will get to know you, answer any questions you have, and make sure we have everything we need to build your customized financial plan.

Once your plan is created (within a few weeks), you'll meet with an advisor again to go through it. At that time, you can decide whether the plan and the service are a good fit for you—with no obligation.

You can get started online or by phone. Be ready to tell us about your investment objectives for funding your retirement, saving for college, paying off debt, buying a home, or other goals, and a timeline for each one. We'll also need an estimate of your income and spending needs, as well as information on any non-Vanguard assets or income (including an approximation of your expected Social Security benefits). Then you'll schedule a time to meet with an advisor and you're on your way!