The details

Vanguard Personal Advisor Services®

Looking for personal help with your finances? See the eligibility requirements and other important information about working with one of our advisors.

Minimum investment & types of qualified accounts

You'll need a minimum of $50,000 in assets for your portfolio* and we'll waive any fund minimums for you.

The following types of Vanguard accounts count toward the minimum:

Individual taxable accounts (mutual fund and brokerage).
IRAs.
Trust accounts.
Eligible employer-sponsored plan accounts.*

Before getting started with Personal Advisor Services, you must confirm the following:

You maintain a permanent residence in one of the 50 U.S. states, the District of Columbia, or the U.S. Virgin Islands. Clients that are temporarily abroad, for example on military or government duty, may be eligible under consideration of additional information.
You're not a company insider or control person.

Accounts that aren't included toward the minimum

(But that you’ll still get guidance on)

We'll give you guidance on how to manage these types of accounts yourself as part of your financial plan:

Ineligible 401(k) and 403(b) participant accounts.
Individual 401(k) accounts.
529 accounts.
UGMA/UTMA accounts.
Other investment accounts you hold outside of Vanguard.

Fees

You'll pay 0.30% of assets under management annually. That's $150 for every $50,000 we manage for you. This fee doesn't include investment expense ratios, and it decreases if the managed assets in your portfolio exceed $5 million.

Products you'll be invested in

We'll generally recommend low-cost Vanguard ETFs® and mutual funds to build your portfolio, but you can discuss your investment preferences with an advisor to see what fits.