Unit price
Fixed Income
Quality
AgcyInv Grd
CorpBelow
Inv
Grade
Duration
Short
Medium
Long
Management style
Asset class
Category
Risk / reward scale
Less
More
YTD returns
as of 07/07/2025
Investment minimum
per account
NAV price
as of 07/07/2025
Unit price
as of 07/07/2025
Management style | Active |
---|---|
Asset class | Intermediate-Term Bond |
Category | Intermediate-Term Bond |
Inception date | 12/16/2002 |
Portfolio Number | 4513 |
Minimum Investment
per account
Unit Price
as of 07/07/2025
Unit change
as of 07/07/2025
YTD returns
as of 07/07/2025
Vanguard Conservative Income Portfolio’s main goal is to provide income by investing in two broadly diversified Vanguard bond funds and a short-term reserves account. Through the portfolio’s investment in these funds, you get a mix of bonds, including government and corporate bonds, to provide potential income through interest payments. The short-term reserves account may add stability to the portfolio by investing in cash equivalents, like U.S. Treasury bills, certificates of deposit, and money market instruments.
The portfolio could be a good fit for college savers with a short- to medium-term savings goal. Investors should be comfortable with the risks that come with investing in the bond market.
The portfolio does not employ an investment advisor, but it benefits from the investment advisory services of the underlying Vanguard mutual fund(s) in which it invests.
as of 06/30/2025
Recent returns
Average annual
Month-end | 3-Month total | YTD | 1-yr | 3-yr | 5-yr | 10-yr | Since inception 12/16/2002 | |
---|---|---|---|---|---|---|---|---|
Vanguard Conserv Income | 0.75% | 1.24% | 2.91% | 5.35% | 3.00% | 0.87% | 1.93% | 2.82% |
— | — | — | — | — | — | — | — |
as of 06/30/2025
Year | 1st Qtr | 2nd Qtr | 3rd Qtr | 4th Qtr | Year-end | |
---|---|---|---|---|---|---|
2025 | 1.65% | 1.24% | — | — | — | — |
2024 | 0.06% | 0.34% | 3.32% | -0.93% | 2.77% | 3.21% |
2023 | 2.44% | -0.29% | -1.22% | 4.36% | 5.29% | 5.45% |
2022 | -3.23% | -2.95% | -2.74% | 0.90% | -7.84% | -7.63% |
2021 | -1.48% | 1.11% | 0.28% | 0.16% | 0.05% | 0.32% |
2020 | 1.09% | 2.11% | 0.84% | 0.83% | 4.95% | 5.19% |
2019 | 2.08% | 2.15% | 1.70% | 0.06% | 6.11% | 6.32% |
2018 | -0.19% | 0.25% | 0.06% | 1.11% | 1.24% | 1.28% |
2017 | 0.63% | 0.63% | 0.56% | 0.50% | 2.34% | 2.55% |
2016 | 2.00% | 1.39% | 0.37% | -1.62% | 2.13% | 2.41% |
2015 | 1.10% | -1.21% | 0.39% | -0.39% | -0.13% | 0.26% |
as of 12/31/2024
Year | Total return | |
---|---|---|
2024 | 2.77% | 3.21% |
2023 | 5.29% | 5.45% |
2022 | -7.84% | -7.63% |
2021 | 0.05% | 0.32% |
2020 | 4.95% | 5.19% |
2019 | 6.11% | 6.32% |
2018 | 1.24% | 1.28% |
2017 | 2.34% | 2.55% |
2016 | 2.13% | 2.41% |
2015 | -0.13% | 0.26% |
2014 | 3.89% | 4.06% |
2013 | -3.43% | -2.93% |
2012 | 3.62% | 4.23% |
2011 | 7.04% | 7.81% |
2010 | 4.74% | 5.10% |
as of 06/30/2025
1-yr | 3-yr | 5-yr | 10-yr | Since inception 12/16/2002 | |
---|---|---|---|---|---|
Vanguard Conserv Income | 5.35% | 9.28% | 4.41% | 21.01% | 87.20% |
— | — | — | — | — |
Vanguard Conserv Income
0.14%
Transaction fee
None
Account service fee
None
Fund family redemption fee
None
None
Note: All fees are included in the expense ratio.
Accounts | Initial minimum |
---|---|
529 Plan | $1,000 Per account |
The performance data shown represent past performance, which is not a guarantee of future results. Investment returns and principal value will fluctuate so that investors' units, when sold, may be worth more or less than their original cost. Current performance may be lower or higher than the performance data cited.
Closing price as of 07/07/2025
Unit price
Unit price change
52-week High
as of 07/01/2025
52-week Low
as of 07/09/2024
52-week Difference
07/07/2025 | $18.67 |
07/03/2025 | $18.69 |
07/02/2025 | $18.70 |
07/01/2025 | $18.72 |
06/30/2025 | $18.72 |
06/27/2025 | $18.69 |
06/26/2025 | $18.71 |
06/25/2025 | $18.68 |
06/24/2025 | $18.68 |
06/23/2025 | $18.65 |
as of 05/31/2025
Fixed Income
Quality
Duration
Short
Medium
Long
The portfolio does not employ an investment advisor, but it benefits from the investment advisory services of the underlying Vanguard mutual fund(s) in which it invests.
Performance & fees
Most recent data available. © 2023 Morningstar, Inc. All rights reserved. The information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; (3) does not constitute investment advice offered by Morningstar; and (4) is not warranted to be accurate, complete, or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information. Past performance is no guarantee of future results.
R-squared and beta are calculated from trailing 36-month fund returns relative to the associated benchmark.
Portfolio composition
© 2023 Morningstar, Inc. All Rights Reserved. The information contained herein: (1) is proprietary to Morningstar; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information. Past performance is no guarantee of future results.
The Vanguard 529 College Savings Plan is a Nevada Trust administered by the office of the Nevada State Treasurer. The Vanguard Group, Inc., serves as the Investment Manager for The Vanguard 529 College Savings Plan and through its affiliate, Vanguard Marketing Corporation, markets and distributes the Plan. Ascensus Broker Dealer Services, LLC, serves as Program Manager and has overall responsibility for the day-to-day operations. The Plan's portfolios, although they invest in Vanguard mutual funds, are not mutual funds. Investment returns are not guaranteed and you could lose money by investing in the Plan.
For more information about The Vanguard 529 College Savings Plan, obtain a Program Description(PDF), which includes investment objectives, risks, charges, expenses, and other information; read and consider it carefully before investing. Vanguard Marketing Corporation, Distributor.
Interest rate risk. The chance that bond prices overall will decline because of rising interest rates. Interest rate risk should be low for short-term bond funds, moderate for intermediate-term bond funds, and high for long-term bond funds.